Is OneMain Holdings, Inc. (OMF) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Credit Services | ✗ NOT HALAL | |||
| DJIM | Excluded — Credit Services | ✗ NOT HALAL | |||
| MSCI | Excluded — Credit Services | ✗ NOT HALAL | |||
| S&P | Excluded — Credit Services | ✗ NOT HALAL | |||
| FTSE | Excluded — Credit Services | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 93.3% | |
| Operating Margin | 33.6% | |
| Net Margin | 26.3% | |
| Return on Equity (ROE) | 23.8% | |
| Return on Assets (ROA) | 2.9% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $3.1B |
| Free Cash Flow | $3.1B |
| Total Debt | $22.7B |
| Debt-to-Equity | 671.1 |
| Current Ratio | 422.3 |
| Total Assets | $27.4B |
Price & Trading
| Last Close | $53.05 |
| 50-Day MA | $57.84 |
| 200-Day MA | $59.45 |
| Avg Volume | 1.6M |
| Beta | 1.3 |
|
52-Week Range
$38.00
| |
About OneMain Holdings, Inc. (OMF)
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. The company provides personal loans through its branch network, central operations, digital affiliates, and its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was incorporated in 2013 and is based in Evansville, Indiana.
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Frequently Asked Questions
Is OneMain Holdings, Inc. (OMF) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), OneMain Holdings, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is OneMain Holdings, Inc.'s debt ratio?
OneMain Holdings, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are OneMain Holdings, Inc.'s key financial metrics?
OneMain Holdings, Inc. has a market capitalization of $6.1B, trailing P/E ratio of 7.9, and revenue of $5.0B. The company maintains a gross margin of 93.3% and a net margin of 26.3%. Return on equity stands at 23.8%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.