Is Orange County Bancorp, Inc. /DE/ (OBT) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2024
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 44.7% | |
| Net Margin | 34.8% | |
| Return on Equity (ROE) | 17.7% | |
| Return on Assets (ROA) | 1.6% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $35M |
| Free Cash Flow | $33M |
| Total Debt | $143M |
| Total Assets | $2.5B |
Price & Trading
| Last Close | $32.13 |
| 50-Day MA | $32.31 |
| 200-Day MA | $27.73 |
| Avg Volume | 51K |
| Beta | 0.4 |
|
52-Week Range
$20.97
| |
About Orange County Bancorp, Inc. /DE/ (OBT)
Orange County Bancorp, Inc., a bank holding company, through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services; and financial products, including checking, savings, money market accounts, certificates of deposit, and treasury management services. The company offers its products to small businesses, middle-market enterprises, local municipal governments, and individuals, as well as operate full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.
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Frequently Asked Questions
Is Orange County Bancorp, Inc. /DE/ (OBT) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Orange County Bancorp, Inc. /DE/ is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Orange County Bancorp, Inc. /DE/'s debt ratio?
Orange County Bancorp, Inc. /DE/'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Orange County Bancorp, Inc. /DE/'s key financial metrics?
Orange County Bancorp, Inc. /DE/ has a market capitalization of $426M, trailing P/E ratio of 9.6, and revenue of $108M. Return on equity stands at 17.7%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.