Is Origin Bancorp, Inc. (OBK) Halal?

NYSE Financial Services United States $1.2B
✗ NOT HALAL
Confidence: 95/100
Origin Bancorp, Inc. (OBK) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Regional industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Regional ✗ NOT HALAL
DJIM Excluded — Banks - Regional ✗ NOT HALAL
MSCI Excluded — Banks - Regional ✗ NOT HALAL
S&P Excluded — Banks - Regional ✗ NOT HALAL
FTSE Excluded — Banks - Regional ✗ NOT HALAL

Financial Highlights

P/E Ratio
16.8
Forward: 9.7
EPS
$2.40
Dividend Yield
149.0%
Payout: 25.0%
P/B Ratio
1.0
Revenue
$389M
Growth: 19.6%
Beta
0.7
Low volatility

Profitability

Gross Margin 0.0%
Operating Margin 40.1%
Net Margin 22.0%
Return on Equity (ROE) 6.3%
Return on Assets (ROA) 0.8%

Cash Flow & Balance Sheet

Operating Cash Flow$159M
Free Cash Flow$149M
Total Debt$22M
Total Assets$9.7B

Price & Trading

Last Close$41.06
50-Day MA$42.13
200-Day MA$37.88
Avg Volume209K
Beta0.7
52-Week Range
$28.80
$46.02

About Origin Bancorp, Inc. (OBK)

CEO
Mr. Drake D. Mills
Employees
988
Sector
Financial Services
Industry
Banks - Regional
Country
United States
Exchange
NYSE
Market Cap
$1.2B
Currency
USD

Origin Bancorp, Inc. operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, and Mississippi. It provides noninterest and interest-bearing checking accounts, savings deposits, money market accounts, and time deposits; and offers commercial real estate, construction and land development, consumer, residential real estate, commercial and industrial, mortgage warehouse, and residential mortgage loans. The company offers personal and commercial property, and casualty insurance products; and internet banking and voice response information, mobile applications, cash management, business credit cards, overdraft protection, direct deposit, safe deposit boxes, automatic account transfers, peer-to-peer electronic pay solutions, and personal financial management solutions; and mobile and online banking, treasury management, mortgage origination and servicing facilities, commercial and consumer loans, and insurance services. The company was founded in 1991 and is headquartered in Ruston, Louisiana.

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Frequently Asked Questions

Is Origin Bancorp, Inc. (OBK) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Origin Bancorp, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Origin Bancorp, Inc.'s debt ratio?

Origin Bancorp, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are Origin Bancorp, Inc.'s key financial metrics?

Origin Bancorp, Inc. has a market capitalization of $1.2B, trailing P/E ratio of 16.8, and revenue of $389M. Return on equity stands at 6.3%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.