Is Nayax Ltd. (NYAX) Halal?

NASDAQ Technology Israel $2.0B
✓ HALAL
Confidence: 95/100
Nayax Ltd. (NYAX) is Halal under all 5 major Shariah screening standards. With a debt ratio of just 2.6% against the AAOIFI threshold of 30%, Nayax Ltd. comfortably passes the key financial ratio tests. The company operates in the Technology sector (Software - Infrastructure), which is not a prohibited industry under Islamic finance principles.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 2.6%
/ 30%
4.4%
/ 30%
4.8%
/ 30%
0.99%
/ 5%
✓ HALAL
DJIM 2.6%
/ 33%
4.4%
/ 33%
4.8%
/ 33%
0.99%
/ 5%
✓ HALAL
MSCI 12.7%
/ 33%
21.4%
/ 33%
23.3%
/ 33%
0.99%
/ 5%
✓ HALAL
S&P 2.6%
/ 33%
4.4%
/ 33%
4.8%
/ 33%
0.99%
/ 5%
✓ HALAL
FTSE 12.7%
/ 33%
21.4%
/ 33%
23.3%
/ 50%
0.99%
/ 5%
✓ HALAL

Financial Highlights

P/E Ratio
56.3
Forward: 33.0
EPS
$0.96
P/B Ratio
8.6
EV/EBITDA
38.0
EV: $2.0B
Revenue
$400M
Growth: 34.3%
Beta
-0.3
Low volatility
Current Ratio
2.3

Profitability

Gross Margin 48.2%
Operating Margin 10.3%
Net Margin 8.9%
Return on Equity (ROE) 17.9%
Return on Assets (ROA) 3.7%

Cash Flow & Balance Sheet

Operating Cash Flow$40M
Free Cash Flow$12M
Total Debt$338M
Debt-to-Equity146.1
Current Ratio2.3
Total Assets$853M

Price & Trading

Last Close$55.05
50-Day MA$56.83
200-Day MA$49.02
Avg Volume14K
Beta-0.3
52-Week Range
$32.38
$61.66

About Nayax Ltd. (NYAX)

CEO
Mr. Yair Nechmad
Employees
1,200
Sector
Technology
Industry
Software - Infrastructure
Country
Israel
Exchange
NASDAQ
Market Cap
$2.0B
Currency
USD

Nayax Ltd., a fintech company, designs, develops, and sells integrated POS devices and software for automated self-service customers in-house in the United States, Europe, the United Kingdom, Australia, Israel, and the rest of the world. It offers POS, cashless payments, and charging stations, such as VPOS Touch, Onyx, Nova Market, DOT, Nova C4, Nova C3, EV-Meter, EV Kiosk, Nova 55F, Nova 22", Nova 156, Nova Modu, and Nova Kiosk; management suite and telemetry solutions, Nayax Core Management Suite, MoMa, Vending Management System, Nayax Energy Core, and Retail Management Cloud; marketing, loyalty, and consumer engagement platforms, such as Monyx Wallet and Weezmo; payments and integrations solutions, including API Suite and Coinbridge. The company serves vending machines, kiosks, self-checkouts, ticketing machines, laundromats, gaming terminals, and EV charging stations. Nayax Ltd. was incorporated in 2005 and is headquartered in Herzliya, Israel.

Purification Calculator

As a halal stock with 0.99% impermissible income, you need to purify your dividends.

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Frequently Asked Questions

Is Nayax Ltd. (NYAX) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Nayax Ltd. is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Nayax Ltd.'s debt ratio?

Nayax Ltd.'s debt ratio is 2.6% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 12.7%.

Does Nayax Ltd. require dividend purification?

Yes, Nayax Ltd. has an impermissible income ratio of 0.99%, which means 0.99% of any dividends received should be donated to charity as purification. This is because a small portion of the company's revenue comes from non-Shariah-compliant sources.

What are Nayax Ltd.'s key financial metrics?

Nayax Ltd. has a market capitalization of $2.0B, trailing P/E ratio of 56.3, and revenue of $400M. The company maintains a gross margin of 48.2% and a net margin of 8.9%. Return on equity stands at 17.9%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.