Is NetClass Technology Inc (NTCL) Halal?

NASDAQ Technology Singapore $9M
✗ NOT HALAL
Confidence: 90/100
NetClass Technology Inc (NTCL) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 43.6% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. NetClass Technology Inc operates in the Technology sector.

Shariah Screening — 5 Standards

Based on financial data from September 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 43.6%
/ 30%
28.3%
/ 30%
89.6%
/ 30%
11.43%
/ 5%
✗ NOT HALAL
DJIM 43.6%
/ 33%
28.3%
/ 33%
89.6%
/ 33%
11.43%
/ 5%
✗ NOT HALAL
MSCI 19.7%
/ 33%
12.8%
/ 33%
40.4%
/ 33%
11.43%
/ 5%
✗ NOT HALAL
S&P 43.6%
/ 33%
28.3%
/ 33%
89.6%
/ 33%
11.43%
/ 5%
✗ NOT HALAL
FTSE 19.7%
/ 33%
12.8%
/ 33%
40.4%
/ 50%
11.43%
/ 5%
✗ NOT HALAL

Financial Highlights

EPS
$-0.60
P/B Ratio
1.4
EV/EBITDA
-1.1
EV: $10M
Revenue
$10M
Growth: -2.9%
Current Ratio
1.3

Profitability

Gross Margin 22.9%
Operating Margin -73.2%
Net Margin -110.4%
Return on Equity (ROE) -240.4%
Return on Assets (ROA) -57.5%

Cash Flow & Balance Sheet

Operating Cash Flow-$6M
Free Cash Flow-$8M
Total Debt$3M
Debt-to-Equity45.6
Current Ratio1.3
Total Assets$14M

Price & Trading

Last Close$0.36
50-Day MA$0.34
200-Day MA$1.11
Avg Volume2.1M
52-Week Range
$0.22
$51.80

About NetClass Technology Inc (NTCL)

CEO
Dr. Jianbiao Dai
Employees
46
Sector
Technology
Industry
Software - Application
Country
Singapore
Exchange
NASDAQ
Market Cap
$9M
Currency
USD

NetClass Technology Inc, through its subsidiaries, provides online professional education platform and related courseware in the People's Republic of China, Hong Kong, Singapore, Japan, and the Cayman Islands. Its solutions modules include teaching management, campus management, online teaching, online examination, control, data storage and computing system, EDC blockchain system, and lecturer evaluation services. The company also offers smart education information technology (IT) solutions to schools, training institutions, corporations, public agencies, other institutions, and corporate customers; and software as a service (SaaS) subscription service and application development services. In addition, it provides NetClass mobile learning platforms for online leaning; artificial intelligence assisted online education systems; and IT consulting and data analysis solutions. The company was incorporated in 2022 and is headquartered in Singapore. NetClass Technology Inc operates as a subsidiary of Dragonsoft Holding Limited.

Related Halal Stocks in Technology

Frequently Asked Questions

Is NetClass Technology Inc (NTCL) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), NetClass Technology Inc is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is NetClass Technology Inc's debt ratio?

NetClass Technology Inc's debt ratio is 43.6% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 19.7%.

What are NetClass Technology Inc's key financial metrics?

NetClass Technology Inc has a market capitalization of $9M, and revenue of $10M. The company maintains a gross margin of 22.9% and a net margin of -110.4%. Return on equity stands at -240.4%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.