Is NERDWALLET, INC. (NRDS) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 1.8% / 30% | 12.4% / 30% | 16.2% / 30% | 0.38% / 5% | ✓ HALAL |
| DJIM | 1.8% / 33% | 12.4% / 33% | 16.2% / 33% | 0.38% / 5% | ✓ HALAL |
| MSCI | 3.2% / 33% | 21.8% / 33% | 28.5% / 33% | 0.38% / 5% | ✓ HALAL |
| S&P | 1.8% / 33% | 12.4% / 33% | 16.2% / 33% | 0.38% / 5% | ✓ HALAL |
| FTSE | 3.2% / 33% | 21.8% / 33% | 28.5% / 50% | 0.38% / 5% | ✓ HALAL |
Financial Highlights
Profitability
| Gross Margin | 92.4% | |
| Operating Margin | 8.6% | |
| Net Margin | 5.8% | |
| Return on Equity (ROE) | 13.2% | |
| Return on Assets (ROA) | 9.1% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $132M |
| Free Cash Flow | $113M |
| Total Debt | $15M |
| Debt-to-Equity | 4.0 |
| Current Ratio | 3.5 |
| Total Assets | $461M |
Price & Trading
| Last Close | $10.53 |
| 50-Day MA | $10.92 |
| 200-Day MA | $11.63 |
| Avg Volume | 1.0M |
| Beta | 1.4 |
|
52-Week Range
$7.55
| |
About NERDWALLET, INC. (NRDS)
NerdWallet, Inc. operates a digital platform that provides financial guidance to consumers and small and mid-sized businesses (SMB) in the United States, the United Kingdom, Australia, and Canada. It offers editorial and content publishing, a consumer and SMB financial education, tools, calculators, guides, and research published under the NerdWallet brand; Marketplace And Referral Services, a tool that enable users to compare, pre-qualify for, or connect with third-party providers of credit cards, consumer loans, small business loans, insurance, mortgages, financial services, and related products, as well as services including fundera, nerdwallet insurance services, nerdwallet advisory, and nerdwallet compare; and Financial Services, a brokerage and advisory services provided by insurance agency, loan and mortgage brokerages, and investment advisory subsidiaries. Additionally, the company provides finance and refinance facilities to students for education. NerdWallet, Inc. was founded in 2009 and is based in San Mateo, California.
Purification Calculator
As a halal stock with 0.38% impermissible income, you need to purify your dividends.
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Frequently Asked Questions
Is NERDWALLET, INC. (NRDS) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), NERDWALLET, INC. is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is NERDWALLET, INC.'s debt ratio?
NERDWALLET, INC.'s debt ratio is 1.8% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 3.2%.
Does NERDWALLET, INC. require dividend purification?
Yes, NERDWALLET, INC. has an impermissible income ratio of 0.38%, which means 0.38% of any dividends received should be donated to charity as purification. This is because a small portion of the company's revenue comes from non-Shariah-compliant sources.
What are NERDWALLET, INC.'s key financial metrics?
NERDWALLET, INC. has a market capitalization of $727M, trailing P/E ratio of 15.6, and revenue of $837M. The company maintains a gross margin of 92.4% and a net margin of 5.8%. Return on equity stands at 13.2%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.