NERDWALLET, INC. (NRDS) Financial Ratio Screen

NASDAQ Communication Services United States USD 727M
RATIOS FAIL*
Automated financial screen · activity assessed separately
NERDWALLET, INC. (NRDS) is potentially non-compliant in the automated ratio model. NERDWALLET, INC. operates in the Communication Services sector.

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MSCI new-inclusion financial-ratio snapshot

NRDS financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
3.2%
Pass vs 30%
Cash ratio
21.8%
Pass vs 30%
Receivables + cash
50.3%
Fail vs 30%
Impermissible income
0.4%
Pass vs 5%

Calculation date: 2026-08-31. Financial period used: December 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria not metAt least one available ratio exceeds its threshold
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2025Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Internet Content & Information) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: NerdWallet, Inc. operates a digital platform that provides financial guidance to consumers and small and mid-sized businesses (SMB) in the United States, the United Kingdom, Australia, and Canada. It offers editorial and content publishing, a consumer and SMB financial education, tools, calculators, guides, and research published under the NerdWallet brand; Marketplace And Referral Services, a tool that enable users to compare, pre-qualify for, or connect with third-party providers of credit cards, consumer loans, small business loans, insurance, mortgages, financial services, and related products, as well as services including fundera, nerdwallet insurance services, nerdwallet advisory, and nerdwallet compare; and Financial Services, a brokerage and advisory services provided by insurance agency, loan and mortgage brokerages, and investment advisory subsidiaries. Additionally, the company provides finance and refinance facilities to students for education. NerdWallet, Inc. was founded in 2009 and is based in San Mateo, California.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 3.2%
/ 30%
21.8%
/ 30%
50.3%
/ 30%
0.38%
/ 5%
RATIOS FAIL*
FTSE 3.2%
/ 33%
21.8%
/ 33%
50.3%
/ 50%
0.38%
/ 5%
RATIOS FAIL*

Financial Highlights

P/E Ratio
15.6
Forward: 4.8
EPS
$0.64
P/B Ratio
1.9
EV/EBITDA
7.2
EV: $582M
Revenue
$837M
Growth: 22.6%
Beta
1.4
High volatility
Current Ratio
3.5

Profitability

Gross Margin 92.4%
Operating Margin 8.6%
Net Margin 5.8%
Return on Equity (ROE) 13.2%
Return on Assets (ROA) 9.1%

Cash Flow & Balance Sheet

Operating Cash Flow$132M
Free Cash Flow$113M
Total Debt$15M
Debt-to-Equity4.0
Current Ratio3.5
Total Assets$461M

Price & Trading

Last Close$10.53
50-Day MA$10.92
200-Day MA$11.63
Avg Volume1.0M
Beta1.4
52-Week Range
$7.55
$16.24

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-03-29 for the financial period December 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About NERDWALLET, INC. (NRDS)

CEO
Mr. Tim Chen
Employees
650
Sector
Communication Services
Industry
Internet Content & Information
Country
United States
Exchange
NASDAQ
Market Cap (listing currency)
USD 727M
Currency
USD

NerdWallet, Inc. operates a digital platform that provides financial guidance to consumers and small and mid-sized businesses (SMB) in the United States, the United Kingdom, Australia, and Canada. It offers editorial and content publishing, a consumer and SMB financial education, tools, calculators, guides, and research published under the NerdWallet brand; Marketplace And Referral Services, a tool that enable users to compare, pre-qualify for, or connect with third-party providers of credit cards, consumer loans, small business loans, insurance, mortgages, financial services, and related products, as well as services including fundera, nerdwallet insurance services, nerdwallet advisory, and nerdwallet compare; and Financial Services, a brokerage and advisory services provided by insurance agency, loan and mortgage brokerages, and investment advisory subsidiaries. Additionally, the company provides finance and refinance facilities to students for education. NerdWallet, Inc. was founded in 2009 and is based in San Mateo, California.

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Frequently Asked Questions

Is NERDWALLET, INC. (NRDS) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is NERDWALLET, INC.'s debt ratio?

NERDWALLET, INC.'s debt ratio is 3.2% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are NERDWALLET, INC.'s key financial metrics?

NERDWALLET, INC. has a market capitalization of USD 727M in its listing currency, trailing P/E ratio of 15.6, and revenue of $837M. The company maintains a gross margin of 92.4% and a net margin of 5.8%. Return on equity stands at 13.2%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: December 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.