Is NORTHPOINTE BANCSHARES INC (NPB) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2024
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 48.6% | |
| Net Margin | 35.1% | |
| Return on Equity (ROE) | 16.2% | |
| Return on Assets (ROA) | 1.4% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $20M |
| Free Cash Flow | $19M |
| Total Debt | $1.3B |
| Total Assets | $5.2B |
Price & Trading
| Last Close | $17.21 |
| 50-Day MA | $17.66 |
| 200-Day MA | $16.71 |
| Avg Volume | 322K |
|
52-Week Range
$11.43
| |
About NORTHPOINTE BANCSHARES INC (NPB)
Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company provides digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and business banking; and health saving accounts; home loans; mortgage purchase program; residential mortgage lending; and custodial deposit services. Northpointe Bancshares, Inc. was incorporated in 1998 and is headquartered in Grand Rapids, Michigan.
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Frequently Asked Questions
Is NORTHPOINTE BANCSHARES INC (NPB) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), NORTHPOINTE BANCSHARES INC is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is NORTHPOINTE BANCSHARES INC's debt ratio?
NORTHPOINTE BANCSHARES INC's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are NORTHPOINTE BANCSHARES INC's key financial metrics?
NORTHPOINTE BANCSHARES INC has a market capitalization of $581M, trailing P/E ratio of 8.0, and revenue of $187M. Return on equity stands at 16.2%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.