Is Northfield Bancorp, Inc. (NFBK) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 48.5% | |
| Net Margin | 0.5% | |
| Return on Equity (ROE) | 0.1% | |
| Return on Assets (ROA) | 0.0% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $54M |
| Free Cash Flow | $53M |
| Total Debt | $992M |
| Total Assets | $5.8B |
Price & Trading
| Last Close | $13.40 |
| 50-Day MA | $13.12 |
| 200-Day MA | $11.78 |
| Avg Volume | 322K |
| Beta | 0.8 |
|
52-Week Range
$9.40
| |
About Northfield Bancorp, Inc. (NFBK)
Northfield Bancorp, Inc. operates as the bank holding company for Northfield Bank that provides a range of banking services primarily to individuals and corporate customers. It offers deposit accounts, including transaction, money market savings, certificates of deposit, passbook and statement savings deposit accounts. The company also provides commercial and industrial and owner-occupied commercial real estate loans; one-to-four family residential real estate loans; multifamily loans; construction and land loans; home equity loans and lines of credit; and small business loans. In addition, it purchases investment securities, including mortgage-backed securities and corporate bonds, and deposit funds in other financial institutions. Further, the company provides automated teller machines and debit cards; telephone, internet, and mobile banking services; and ACH and wire transfers, cash management, positive pay, and remote deposit capture services. It operates in Richmond and Kings counties in New York; and Hunterdon, Mercer, Union, and Middlesex counties in New Jersey. Northfield Bancorp, Inc. was founded in 1887 and is headquartered in Woodbridge, New Jersey.
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Frequently Asked Questions
Is Northfield Bancorp, Inc. (NFBK) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Northfield Bancorp, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Northfield Bancorp, Inc.'s debt ratio?
Northfield Bancorp, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Northfield Bancorp, Inc.'s key financial metrics?
Northfield Bancorp, Inc. has a market capitalization of $559M, trailing P/E ratio of 669.0, and revenue of $154M. Return on equity stands at 0.1%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.