Is NewtekOne, Inc. (NEWTP) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 85.3% | |
| Operating Margin | 55.6% | |
| Net Margin | 15.8% | |
| Return on Equity (ROE) | 17.4% | |
| Return on Assets (ROA) | 5.1% |
Cash Flow & Balance Sheet
| Operating Cash Flow | -$579M |
| Free Cash Flow | -$579M |
| Total Debt | $823M |
| Debt-to-Equity | 206.9 |
| Current Ratio | 14.0 |
| Total Assets | $2.7B |
Price & Trading
| Last Close | $23.60 |
| 50-Day MA | $23.99 |
| 200-Day MA | $23.80 |
| Avg Volume | 9K |
| Beta | 1.3 |
|
52-Week Range
$22.51
| |
About NewtekOne, Inc. (NEWTP)
NewtekOne, Inc. operates as the bank holding company for Newtek Bank, National Association that provides various business and financial solutions under the Newtek and NewtekOne brands to the small- and medium-sized business market. The company accepts demand, savings, NOW, money market, and time deposits; and provides loans including the United States small business administration loans, commercial and industrial loans, and commercial real estate loans. It is also involved in the provision of electronic payment processing services comprising credit and debit card processing services, check approval services, processing equipment, and software, as well as cloud-based point of sale systems for various restaurants, retail, assisted living, taxi cabs, parks, and golf course businesses. In addition, it offers wholesale brokerage insurance agency services; and payroll management, and related payment and tax reporting services to independent business owners, as well as inbound and outbound calling services. The company was formerly known as Newtek Business Services Corp. and changed its name to NewtekOne, Inc. in January 2023. NewtekOne, Inc. was founded in 1998 and is headquartered in Boca Raton, Florida.
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Frequently Asked Questions
Is NewtekOne, Inc. (NEWTP) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), NewtekOne, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is NewtekOne, Inc.'s debt ratio?
NewtekOne, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are NewtekOne, Inc.'s key financial metrics?
NewtekOne, Inc. has a market capitalization of N/A, and revenue of $267M. The company maintains a gross margin of 85.3% and a net margin of 15.8%. Return on equity stands at 17.4%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.