Is Norwegian Cruise Line Holdings Ltd. (NCLH) Halal?

NYSE Consumer Cyclical United States $8.4B
✗ NOT HALAL
Confidence: 90/100
Norwegian Cruise Line Holdings Ltd. (NCLH) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 143.5% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Norwegian Cruise Line Holdings Ltd. operates in the Consumer Cyclical sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 143.5%
/ 30%
2.1%
/ 30%
2.4%
/ 30%
0.57%
/ 5%
✗ NOT HALAL
DJIM 143.5%
/ 33%
2.1%
/ 33%
2.4%
/ 33%
0.57%
/ 5%
✗ NOT HALAL
MSCI 65.6%
/ 33%
1.0%
/ 33%
1.1%
/ 33%
0.57%
/ 5%
✗ NOT HALAL
S&P 143.5%
/ 33%
2.1%
/ 33%
2.4%
/ 33%
0.57%
/ 5%
✗ NOT HALAL
FTSE 65.6%
/ 33%
1.0%
/ 33%
1.1%
/ 50%
0.57%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
20.1
Forward: 7.0
EPS
$0.92
P/B Ratio
3.8
EV/EBITDA
9.3
EV: $23.7B
Revenue
$9.8B
Growth: 6.4%
Beta
2.0
High volatility
Current Ratio
0.2

Profitability

Gross Margin 42.6%
Operating Margin 8.3%
Net Margin 4.3%
Return on Equity (ROE) 23.3%
Return on Assets (ROA) 4.6%

Cash Flow & Balance Sheet

Operating Cash Flow$2.1B
Free Cash Flow-$1.2B
Total Debt$14.6B
Debt-to-Equity703.0
Current Ratio0.2
Total Assets$22.5B

Price & Trading

Last Close$19.85
50-Day MA$21.65
200-Day MA$22.24
Avg Volume21.0M
Beta2.0
52-Week Range
$14.21
$27.18

About Norwegian Cruise Line Holdings Ltd. (NCLH)

CEO
Mr. John W. Chidsey III, J.D.
Employees
44,500
Sector
Consumer Cyclical
Industry
Travel Services
Country
United States
Exchange
NYSE
Market Cap
$8.4B
Currency
USD

Norwegian Cruise Line Holdings Ltd., together with its subsidiaries, operates as a cruise company in North America, Europe, the Asia-Pacific, and internationally. It offers itineraries to destinations, such as Europe, Asia, Australia, New Zealand, South America, Africa, Canada, Bermuda, the Caribbean, and Alaska; and inter-island itinerary in Hawaii. The company also provides features, amenities, and activities, including various accommodations, dining venues, bars and lounges, spas, casino and retail shopping areas, and entertainment choices; shore excursions at each port of call, and air transportation and hotel packages for stays before or after a voyage. It offers its products and services under the Norwegian Cruise Line, Oceania Cruises, and Regent Seven Seas Cruises brands. The company was founded in 1966 and is based in Miami, Florida.

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Frequently Asked Questions

Is Norwegian Cruise Line Holdings Ltd. (NCLH) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Norwegian Cruise Line Holdings Ltd. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Norwegian Cruise Line Holdings Ltd.'s debt ratio?

Norwegian Cruise Line Holdings Ltd.'s debt ratio is 143.5% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 65.6%.

What are Norwegian Cruise Line Holdings Ltd.'s key financial metrics?

Norwegian Cruise Line Holdings Ltd. has a market capitalization of $8.4B, trailing P/E ratio of 20.1, and revenue of $9.8B. The company maintains a gross margin of 42.6% and a net margin of 4.3%. Return on equity stands at 23.3%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.