Is NBN (NBN) Halal?

NASDAQ Financial Services United States $932M
✗ NOT HALAL
Confidence: 95/100
NBN (NBN) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Regional industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from June 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Regional ✗ NOT HALAL
DJIM Excluded — Banks - Regional ✗ NOT HALAL
MSCI Excluded — Banks - Regional ✗ NOT HALAL
S&P Excluded — Banks - Regional ✗ NOT HALAL
FTSE Excluded — Banks - Regional ✗ NOT HALAL

Financial Highlights

P/E Ratio
10.5
Forward: 7.8
EPS
$10.37
Dividend Yield
4.0%
Payout: 0.4%
P/B Ratio
1.7
Revenue
$204M
Growth: -3.1%
Beta
0.6
Low volatility

Profitability

Gross Margin 0.0%
Operating Margin 60.1%
Net Margin 40.9%
Return on Equity (ROE) 17.8%
Return on Assets (ROA) 1.9%

Cash Flow & Balance Sheet

Operating Cash Flow$54M
Free Cash Flow$53M
Total Debt$339M
Total Assets$4.3B

Price & Trading

Last Close$109.10
50-Day MA$114.01
200-Day MA$101.45
Avg Volume113K
Beta0.6
52-Week Range
$78.17
$126.26

About NBN (NBN)

CEO
Mr. Richard N. Wayne
Employees
211
Sector
Financial Services
Industry
Banks - Regional
Country
United States
Exchange
NASDAQ
Market Cap
$932M
Currency
USD

Northeast Bank provides various banking services to individual and corporate customers in Maine. The company's deposit products include demand deposit, NOW, money market, savings, certificate of deposit, and checking accounts. Its loan portfolio comprises residential mortgage loans; multi-family and other commercial real estate loans; commercial and industrial loans, such as term loans, lines of credit and equipment, and receivables financing; and consumer loans, including mobile home and overdraft, and deposit-secured loans. The company also provides telephone banking, online banking and bill payment, mobile banking, and remote deposit capture services, as well as debit and credit card, ATM, electronic transfer, and check services. Northeast Bank was founded in 1872 and is headquartered in Portland, Maine.

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Frequently Asked Questions

Is NBN (NBN) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), NBN is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is NBN's debt ratio?

NBN's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are NBN's key financial metrics?

NBN has a market capitalization of $932M, trailing P/E ratio of 10.5, and revenue of $204M. Return on equity stands at 17.8%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.