Navan, Inc. (NAVN) Financial Ratio Screen
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MSCI new-inclusion financial-ratio snapshot
NAVN financial screening at a glance
Calculation date: 2026-08-31. Financial period used: January 2026. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.
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Business activity evidence
Activity assessment in progress
The supplied classification (Software - Application) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.
Revenue segments: Not yet checked against an SEC annual filing.
Profile description reviewed: Navan, Inc. operates an AI-powered software platform to simplify the travel and expense experience, benefiting users, customers, and suppliers. The company offers AI-powered travel, payments, and expense management solutions to streamline the travel lifecycle, from booking and policy enforcement to payment processing, expense reconciliation, and reporting. It serves finance, human resources, travel managers, inventory, and other markets. It has partnership with OpenTable Partner for AI-Powered Business Travel Planning. Navan, Inc. was formerly known as TripActions, Inc. and changed its name to Navan, Inc. in February 2023. The company was incorporated in 2015 and is based in Palo Alto, California.
Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings
A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.
Published-ratio reproductions (not certifications)
The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.
Based on financial data from January 2026
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| MSCI | 10.2% / 30% | 43.3% / 30% | 68.3% / 30% | 1.32% / 5% | RATIOS FAIL* |
| FTSE | 10.2% / 33% | 43.3% / 33% | 68.3% / 50% | 1.32% / 5% | RATIOS FAIL* |
Financial Highlights
Profitability
| Gross Margin | 72.1% | |
| Operating Margin | -6.9% | |
| Net Margin | -46.7% | |
| Return on Equity (ROE) | -52.9% | |
| Return on Assets (ROA) | -8.4% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $34M |
| Free Cash Flow | $15M |
| Total Debt | $174M |
| Debt-to-Equity | 13.9 |
| Current Ratio | 4.3 |
| Total Assets | $1.7B |
Price & Trading
| Last Close | $30.58 |
| 50-Day MA | $26.39 |
| 200-Day MA | $17.68 |
| Avg Volume | 4.0M |
|
52-Week Range
$8.11
| |
Financial data provenance and verification
The displayed fields were imported from yfinance on 2026-08-30 for the financial period January 2026. This is a secondary data feed and can differ from amended or newly filed statements.
- Issuer website — use its investor-relations filings to verify the figures.
- SEC EDGAR filing search — primary filing source for US issuers.
- Field mapping, formulas and limitations.
Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.
About Navan, Inc. (NAVN)
Navan, Inc. operates an AI-powered software platform to simplify the travel and expense experience, benefiting users, customers, and suppliers. The company offers AI-powered travel, payments, and expense management solutions to streamline the travel lifecycle, from booking and policy enforcement to payment processing, expense reconciliation, and reporting. It serves finance, human resources, travel managers, inventory, and other markets. It has partnership with OpenTable Partner for AI-Powered Business Travel Planning. Navan, Inc. was formerly known as TripActions, Inc. and changed its name to Navan, Inc. in February 2023. The company was incorporated in 2015 and is based in Palo Alto, California.
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Frequently Asked Questions
Is Navan, Inc. (NAVN) halal to invest in?
The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.
What is Navan, Inc.'s debt ratio?
Navan, Inc.'s debt ratio is 10.2% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.
What are Navan, Inc.'s key financial metrics?
Navan, Inc. has a market capitalization of USD 7248M in its listing currency, and revenue of $702M. The company maintains a gross margin of 72.1% and a net margin of -46.7%. Return on equity stands at -52.9%.
How often is the screening data updated?
Calculation date: 2026-08-31. Financial period: January 2026. These dates are shown separately because regenerating this page does not refresh the underlying data.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.