Is NCR Atleos Corp (NATL) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 86.2% / 30% | 13.6% / 30% | 16.4% / 30% | 0.14% / 5% | ✗ NOT HALAL |
| DJIM | 86.2% / 33% | 13.6% / 33% | 16.4% / 33% | 0.14% / 5% | ✗ NOT HALAL |
| MSCI | 51.1% / 33% | 8.0% / 33% | 9.7% / 33% | 0.14% / 5% | ✗ NOT HALAL |
| S&P | 86.2% / 33% | 13.6% / 33% | 16.4% / 33% | 0.14% / 5% | ✗ NOT HALAL |
| FTSE | 51.1% / 33% | 8.0% / 33% | 9.7% / 50% | 0.14% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 24.4% | |
| Operating Margin | 18.1% | |
| Net Margin | 3.7% | |
| Return on Equity (ROE) | 51.8% | |
| Return on Assets (ROA) | 6.0% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $356M |
| Free Cash Flow | $200M |
| Total Debt | $2.9B |
| Debt-to-Equity | 739.3 |
| Current Ratio | 1.0 |
| Total Assets | $5.7B |
Price & Trading
| Last Close | $43.48 |
| 50-Day MA | $41.65 |
| 200-Day MA | $37.16 |
| Avg Volume | 819K |
| Beta | 0.8 |
|
52-Week Range
$22.30
| |
About NCR Atleos Corp (NATL)
NCR Atleos Corporation, a financial technology company, engages in the provision of self-directed banking solutions to financial institutions, merchants, manufacturers, retailers, and consumers in the United States, rest of the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through three segments: Self-Service Banking; Network; and Telecommunications & Technology (T&T). It offers solutions, including a line of automated teller machine (ATM) hardware and software, as well as elated installation, maintenance, and managed and professional services; and ATM as a service to manage and run for financial institutions that include back office, cash management, software management, and ATM deployment. The company also provides network of ATMs and multi-functioning financial services kiosks for financial institutions, financial technology companies, neobanks, and retailers; Allpoint network which provides cash withdrawal and deposit access to credit unions, banks, digital banks, fintechs, stored-value debit card issuers, and other consumer financial services providers; and ATM branding solutions to financial institutions, ATM management and services to retailers and other businesses, and LibertyX solution which gives consumers the ability to buy and sell Bitcoin. In addition, it offers managed network and infrastructure services to enterprise clients across various industries through communications service providers and technology manufacturers; and professional, field, and remote services for modern network technologies, including software-defined wide area networking, network functions virtualization, wireless local area networks, optical networking, and edge networks. NCR Atleos Corporation was founded in 1884 and is headquartered in Atlanta, Georgia.
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Frequently Asked Questions
Is NCR Atleos Corp (NATL) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), NCR Atleos Corp is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is NCR Atleos Corp's debt ratio?
NCR Atleos Corp's debt ratio is 86.2% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 51.1%.
What are NCR Atleos Corp's key financial metrics?
NCR Atleos Corp has a market capitalization of $3.2B, trailing P/E ratio of 20.1, and revenue of $4.4B. The company maintains a gross margin of 24.4% and a net margin of 3.7%. Return on equity stands at 51.8%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.