Is National Australia Bank (NAB) Halal?

ASX Financial Services Australia $128.3B
✗ NOT HALAL
Confidence: 95/100
National Australia Bank (NAB) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Diversified industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from September 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Diversified ✗ NOT HALAL
DJIM Excluded — Banks - Diversified ✗ NOT HALAL
MSCI Excluded — Banks - Diversified ✗ NOT HALAL
S&P Excluded — Banks - Diversified ✗ NOT HALAL
FTSE Excluded — Banks - Diversified ✗ NOT HALAL

Financial Highlights

P/E Ratio
19.0
Forward: 16.6
EPS
$2.21
Dividend Yield
405.0%
Payout: 77.0%
P/B Ratio
2.0
Revenue
$20.6B
Growth: 8.7%
Beta
0.7
Low volatility

Profitability

Gross Margin 0.0%
Operating Margin 53.7%
Net Margin 34.5%

Cash Flow & Balance Sheet

Operating Cash Flow-$35.8B
Free Cash Flow-$37.2B
Total Debt$214.3B
Total Assets$1.1T

Price & Trading

Last CloseAUD 42.56
50-Day MAAUD 45.29
200-Day MAAUD 42.46
Avg Volume4.1M
Beta0.7
52-Week Range
AUD 31.13
AUD 49.45

About National Australia Bank (NAB)

CEO
Mr. Andrew Francis Irvine B.Sc., M.B.A.
Employees
41,880
Sector
Financial Services
Industry
Banks - Diversified
Country
Australia
Exchange
ASX
Market Cap
$128.3B
Currency
AUD

National Australia Bank Limited provides financial services to individuals and businesses in Australia, New Zealand, Europe, Asia, the United States, and internationally. The company operates through Business and Private Banking; Personal Banking; Corporate and Institutional Banking; New Zealand Banking; and Corporate Functions and Other segments. It accepts transaction accounts, savings accounts, debit cards, and term deposits; and specialized accounts, such as foreign currency, business interest, cash maximiser, farm management, community free saver, statutory trust, and project bank accounts, as well as farm management deposits. In addition, the company provides home loans, personal loans, and business loans; vehicle and equipment finance; and trade and invoice finance, as well as business overdrafts and bank guarantees. Further, it offers insurance products consisting of home and content, landlord, travel, car, caravan and trailer, life, and business insurance products; and self-managed super funds, cash management, and financial advice services. Additionally, the company provides investment products; credit, debit, and business cards; payments and merchant services; online and internet banking services; small business services; international and foreign exchange solutions; and industry-specific banking services. The company was founded in 1834 and is based in Melbourne, Australia.

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Frequently Asked Questions

Is National Australia Bank (NAB) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), National Australia Bank is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is National Australia Bank's debt ratio?

National Australia Bank's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are National Australia Bank's key financial metrics?

National Australia Bank has a market capitalization of $128.3B, trailing P/E ratio of 19.0, and revenue of $20.6B.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.