Medibank (MPL) Financial Ratio Screen

ASX Financial Services Australia AUD 12145M
BUSINESS EXCLUSION FLAG*
Automated financial screen · activity assessed separately
Medibank (MPL) is potentially non-compliant because its supplied classification is Insurance - Specialty. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

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MSCI new-inclusion financial-ratio snapshot

MPL financial screening at a glance

BUSINESS EXCLUSION FLAG*Financial ratios shown separately from business review — not a fatwa
Debt ratio
N/A
Not available vs 30%
Cash ratio
N/A
Not available vs 30%
Receivables + cash
N/A
Not available vs 30%
Impermissible income
N/A
Not available vs 5%

Calculation date: 2026-08-31. Financial period used: June 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleBusiness exclusion flagSupplied classification requires attention
FTSE/Yasaar-styleBusiness exclusion flagSupplied classification requires attention
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityBusiness exclusion flagSupplied sector or industry classification matched an exclusion
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodJune 2025Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Business exclusion flag

The supplied classification (Insurance - Specialty) matches a prohibited-activity category.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: Medibank Private Limited provides private health insurance in Australia. The company operates in two segments, Health Insurance and Medibank Health. The Health Insurance segment provides private health insurance products, including hospital cover that offers members with health cover for hospital treatments; and ancillary cover, which provides members with health cover for healthcare services comprising dental, optical, and physiotherapy, as well as offers health insurance products to overseas visitors and students. The Medibank Health segment provides health management and in-home care services, as well as a range of telehealth and primary care services to government and corporate customers; and distributes travel, life, and pet insurance products. It underwrites and distributes private health insurance policies under the Medibank and ahm brands for resident and nonresident customers. The company was founded in 1976 and is based in Docklands, Australia.

Sources to verify: Secondary company profile and classification · Issuer website

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from June 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI Excluded — Insurance - Specialty BUSINESS EXCLUSION FLAG*
FTSE Excluded — Insurance - Specialty BUSINESS EXCLUSION FLAG*

Financial Highlights

P/E Ratio
25.9
Forward: 17.5
EPS
$0.17
Dividend Yield
376.0%
Payout: 107.1%
P/B Ratio
5.2
EV/EBITDA
13.0
EV: $9.4B
Revenue
$8.5B
Growth: 4.9%
Beta
0.0
Low volatility
Current Ratio
2.2

Profitability

Gross Margin 22.0%
Operating Margin 9.8%
Net Margin 5.3%
Return on Equity (ROE) 20.0%
Return on Assets (ROA) 10.4%

Cash Flow & Balance Sheet

Free Cash Flow$311M
Total Debt$209M
Debt-to-Equity11.8
Current Ratio2.2
Total Assets$4.7B

Price & Trading

Last CloseAUD 4.43
50-Day MAAUD 4.45
200-Day MAAUD 4.78
Avg Volume6.8M
Beta0.0
52-Week Range
AUD 4.06
AUD 5.31

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-03-29 for the financial period June 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About Medibank (MPL)

CEO
Mr. David Koczkar B.Com., MAICD, PGDipFinance
Employees
3,604
Sector
Financial Services
Industry
Insurance - Specialty
Country
Australia
Exchange
ASX
Market Cap (listing currency)
AUD 12145M
Currency
AUD

Medibank Private Limited provides private health insurance in Australia. The company operates in two segments, Health Insurance and Medibank Health. The Health Insurance segment provides private health insurance products, including hospital cover that offers members with health cover for hospital treatments; and ancillary cover, which provides members with health cover for healthcare services comprising dental, optical, and physiotherapy, as well as offers health insurance products to overseas visitors and students. The Medibank Health segment provides health management and in-home care services, as well as a range of telehealth and primary care services to government and corporate customers; and distributes travel, life, and pet insurance products. It underwrites and distributes private health insurance policies under the Medibank and ahm brands for resident and nonresident customers. The company was founded in 1976 and is based in Docklands, Australia.

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Frequently Asked Questions

Is Medibank (MPL) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is Medibank's debt ratio?

Medibank's debt ratio is not available in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are Medibank's key financial metrics?

Medibank has a market capitalization of AUD 12145M in its listing currency, trailing P/E ratio of 25.9, and revenue of $8.5B. The company maintains a gross margin of 22.0% and a net margin of 5.3%. Return on equity stands at 20.0%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: June 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.