Is NYLI MacKay DefinedTerm Muni Opportunities Fund (MMD) Halal?

NYSE Financial Services United States $274M
✗ NOT HALAL
Confidence: 95/100
NYLI MacKay DefinedTerm Muni Opportunities Fund (MMD) is Not Halal under AAOIFI Standard 21 due to its classification in the Asset Management industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from May 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Asset Management ✗ NOT HALAL
DJIM Excluded — Asset Management ✗ NOT HALAL
MSCI Excluded — Asset Management ✗ NOT HALAL
S&P Excluded — Asset Management ✗ NOT HALAL
FTSE Excluded — Asset Management ✗ NOT HALAL

Financial Highlights

P/E Ratio
145.7
EPS
$0.10
Dividend Yield
535.0%
Payout: 720.0%
P/B Ratio
0.9
Revenue
$1M
Growth: -15.0%
Beta
0.6
Low volatility
Current Ratio
2.1

Profitability

Gross Margin 100.0%
Operating Margin 85.8%
Net Margin 8.2%
Return on Equity (ROE) 0.6%
Return on Assets (ROA) 2.5%

Cash Flow & Balance Sheet

Operating Cash Flow$186M
Free Cash Flow$186M
Total Debt$173M
Debt-to-Equity52.1
Current Ratio2.1
Total Assets$476M

Price & Trading

Last Close$14.63
50-Day MA$15.34
200-Day MA$15.01
Avg Volume68K
Beta0.6
52-Week Range
$14.00
$15.82

About NYLI MacKay DefinedTerm Muni Opportunities Fund (MMD)

CEO
Mr. David M. Dowden
Sector
Financial Services
Industry
Asset Management
Country
United States
Exchange
NYSE
Market Cap
$274M
Currency
USD

MainStay DefinedTerm Municipal Opportunities Fund is a closed-ended fixed income mutual fund launched and managed by New York Life Investment Management LLC. The fund is co-managed by MacKay Shields LLC. It invests in the fixed income markets of the United States. The fund primarily invests in investment grade municipal bonds which are exempt from regular U.S. Federal income taxes. It benchmarks the performance of its portfolio against the Barclays Municipal Bond Index. MainStay DefinedTerm Municipal Opportunities Fund was formed on June 26, 2012 and is domiciled in the United States.

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Frequently Asked Questions

Is NYLI MacKay DefinedTerm Muni Opportunities Fund (MMD) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), NYLI MacKay DefinedTerm Muni Opportunities Fund is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is NYLI MacKay DefinedTerm Muni Opportunities Fund's debt ratio?

NYLI MacKay DefinedTerm Muni Opportunities Fund's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are NYLI MacKay DefinedTerm Muni Opportunities Fund's key financial metrics?

NYLI MacKay DefinedTerm Muni Opportunities Fund has a market capitalization of $274M, trailing P/E ratio of 145.7, and revenue of $1M. The company maintains a gross margin of 100.0% and a net margin of 8.2%. Return on equity stands at 0.6%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.