Is MAGIC SOFTWARE ENTERPRISES LTD (MGIC) Halal?

NASDAQ Technology Israel $853M
✓ HALAL
Confidence: 95/100
MAGIC SOFTWARE ENTERPRISES LTD (MGIC) is Halal under all 5 major Shariah screening standards. With a debt ratio of just 10.1% against the AAOIFI threshold of 30%, MAGIC SOFTWARE ENTERPRISES LTD comfortably passes the key financial ratio tests. The company operates in the Technology sector (Information Technology Services), which is not a prohibited industry under Islamic finance principles.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 10.1%
/ 30%
14.1%
/ 30%
17.6%
/ 30%
0.57%
/ 5%
✓ HALAL
DJIM 10.1%
/ 33%
14.1%
/ 33%
17.6%
/ 33%
0.57%
/ 5%
✓ HALAL
MSCI 15.9%
/ 33%
22.3%
/ 33%
27.7%
/ 33%
0.57%
/ 5%
✓ HALAL
S&P 10.1%
/ 33%
14.1%
/ 33%
17.6%
/ 33%
0.57%
/ 5%
✓ HALAL
FTSE 15.9%
/ 33%
22.3%
/ 33%
27.7%
/ 50%
0.57%
/ 5%
✓ HALAL

Financial Highlights

P/E Ratio
21.2
Forward: 15.9
EPS
$0.82
Dividend Yield
5.8%
Payout: 104.8%
P/B Ratio
3.1
EV/EBITDA
11.3
EV: $871M
Revenue
$553M
Growth: 13.1%
Beta
0.7
Low volatility
Current Ratio
1.5

Profitability

Gross Margin 28.2%
Operating Margin 10.6%
Net Margin 6.6%
Return on Equity (ROE) 15.6%
Return on Assets (ROA) 7.4%

Cash Flow & Balance Sheet

Operating Cash Flow$75M
Free Cash Flow$71M
Total Debt$86M
Debt-to-Equity31.9
Current Ratio1.5
Total Assets$540M

Price & Trading

Last Close$0.00
50-Day MA$23.72
200-Day MA$21.46
Avg Volume32K
Beta0.7
52-Week Range
$11.65
$28.00

About MAGIC SOFTWARE ENTERPRISES LTD (MGIC)

CEO
Mr. Yakov Tsaroya
Employees
3,787
Sector
Technology
Industry
Information Technology Services
Country
Israel
Exchange
NASDAQ
Market Cap
$853M
Currency
USD

Magic Software Enterprises Ltd. provides proprietary application development, vertical software solutions, business process integration, information technologies (IT) outsourcing software services, and cloud-based services worldwide. It operates in two segments, Software Services and IT Professional Services. The Software Services segment develops, markets, sells, and supports proprietary and non-proprietary application platforms, software applications, business and process integration solutions, and related services. Its IT Professional Services segment offers IT services in the areas of infrastructure design and delivery; application development; technology planning and implementation services; communications services and solutions; and supplemental outsourcing services. The company also offers application development and business process integration platforms, such as Magic xpa for developing and deploying business applications; AppBuilder for building, deploying, and maintaining business applications; Magic xpi for on premises application integration; Magic xpi cloud native; FactoryEye for virtualization of production data; Magic Data Management and Analytics Platform for data management; and Magic SmartUX for cross-platform mobile business applications. In addition, it provides vertical software solutions comprising Clicks, a medical record information management system; Hermes Cargo for managing air cargo ground handling; HR Pulse, a single-tenant software as a service tool; MBS Solution for TV broadcast management; Nativ for the management of rehabilitation centers; and Mobisale for the sales and distribution field activities. Further, the company offers software maintenance, support, training, and consulting services. The company was formerly known as Mashov Software Export (1983) Ltd. and changed its name to Magic Software Enterprises Ltd. in 1991. The company was incorporated in 1983 and is headquartered in Or Yehuda, Israel. As of February 24, 2026, Magic Software Enterprises Ltd. operates as a subsidiary of Matrix IT Ltd.

Purification Calculator

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Frequently Asked Questions

Is MAGIC SOFTWARE ENTERPRISES LTD (MGIC) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), MAGIC SOFTWARE ENTERPRISES LTD is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is MAGIC SOFTWARE ENTERPRISES LTD's debt ratio?

MAGIC SOFTWARE ENTERPRISES LTD's debt ratio is 10.1% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 15.9%.

Does MAGIC SOFTWARE ENTERPRISES LTD require dividend purification?

Yes, MAGIC SOFTWARE ENTERPRISES LTD has an impermissible income ratio of 0.57%, which means 0.57% of any dividends received should be donated to charity as purification. This is because a small portion of the company's revenue comes from non-Shariah-compliant sources.

What are MAGIC SOFTWARE ENTERPRISES LTD's key financial metrics?

MAGIC SOFTWARE ENTERPRISES LTD has a market capitalization of $853M, trailing P/E ratio of 21.2, and revenue of $553M. The company maintains a gross margin of 28.2% and a net margin of 6.6%. Return on equity stands at 15.6%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.