Is MEDALLION FINANCIAL CORP (MFIN) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2024
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Credit Services | ✗ NOT HALAL | |||
| DJIM | Excluded — Credit Services | ✗ NOT HALAL | |||
| MSCI | Excluded — Credit Services | ✗ NOT HALAL | |||
| S&P | Excluded — Credit Services | ✗ NOT HALAL | |||
| FTSE | Excluded — Credit Services | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 74.6% | |
| Operating Margin | 48.0% | |
| Net Margin | 12.2% | |
| Return on Equity (ROE) | 11.7% | |
| Return on Assets (ROA) | 3.8% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $116M |
| Free Cash Flow | $116M |
| Total Debt | $289M |
| Debt-to-Equity | 472.9 |
| Current Ratio | 21.8 |
| Total Assets | $2.9B |
Price & Trading
| Last Close | $8.43 |
| 50-Day MA | $9.81 |
| 200-Day MA | $9.99 |
| Avg Volume | 52K |
| Beta | 0.8 |
|
52-Week Range
$7.78
| |
About MEDALLION FINANCIAL CORP (MFIN)
Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Loans, Taxi Medallion Lending. The company offers loans that finance consumer purchases of recreational vehicles, boats, collector cars, and other consumer recreational equipment; consumer financing for window, siding, and roof replacement, swimming pool installations, and other home improvement projects; senior and subordinated loans for the purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and taxi medallion loans to individuals and small to mid-size businesses. It also provides debt, mezzanine, and equity investment capital to companies in various commercial industries; and raises deposits and conducts other banking activities. The company was incorporated in 1995 and is headquartered in New York City, New York.
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Frequently Asked Questions
Is MEDALLION FINANCIAL CORP (MFIN) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), MEDALLION FINANCIAL CORP is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is MEDALLION FINANCIAL CORP's debt ratio?
MEDALLION FINANCIAL CORP's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are MEDALLION FINANCIAL CORP's key financial metrics?
MEDALLION FINANCIAL CORP has a market capitalization of $188M, trailing P/E ratio of 4.5, and revenue of $204M. The company maintains a gross margin of 74.6% and a net margin of 12.2%. Return on equity stands at 11.7%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.