Is MERCURY GENERAL CORP (MCY) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 18.6% | |
| Operating Margin | 16.7% | |
| Net Margin | 9.0% | |
| Return on Equity (ROE) | 24.8% | |
| Return on Assets (ROA) | 4.8% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $1.1B |
| Free Cash Flow | $1.0B |
| Total Debt | $587M |
| Debt-to-Equity | 24.3 |
| Current Ratio | 0.6 |
| Total Assets | $9.6B |
Price & Trading
| Last Close | $88.37 |
| 50-Day MA | $89.40 |
| 200-Day MA | $81.99 |
| Avg Volume | 276K |
| Beta | 0.9 |
|
52-Week Range
$47.06
| |
About MERCURY GENERAL CORP (MCY)
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.
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Frequently Asked Questions
Is MERCURY GENERAL CORP (MCY) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), MERCURY GENERAL CORP is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is MERCURY GENERAL CORP's debt ratio?
MERCURY GENERAL CORP's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are MERCURY GENERAL CORP's key financial metrics?
MERCURY GENERAL CORP has a market capitalization of $4.8B, trailing P/E ratio of 8.8, and revenue of $6.0B. The company maintains a gross margin of 18.6% and a net margin of 9.0%. Return on equity stands at 24.8%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.