Is Mastercard Inc (MA) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Credit Services | ✗ NOT HALAL | |||
| DJIM | Excluded — Credit Services | ✗ NOT HALAL | |||
| MSCI | Excluded — Credit Services | ✗ NOT HALAL | |||
| S&P | Excluded — Credit Services | ✗ NOT HALAL | |||
| FTSE | Excluded — Credit Services | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 100.0% | |
| Operating Margin | 57.7% | |
| Net Margin | 45.6% | |
| Return on Equity (ROE) | 209.9% | |
| Return on Assets (ROA) | 23.7% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $17.6B |
| Free Cash Flow | $16.4B |
| Total Debt | $19.0B |
| Debt-to-Equity | 256.0 |
| Current Ratio | 1.0 |
| Total Assets | $54.2B |
Price & Trading
| Last Close | $500.75 |
| 50-Day MA | $520.54 |
| 200-Day MA | $554.62 |
| Avg Volume | 3.8M |
| Beta | 0.8 |
|
52-Week Range
$465.59
| |
About Mastercard Inc (MA)
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions. In addition, the company offers Mastercard Move, which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and partners with central banks, fintechs, and financial institutions, as well as enables various cross-border payment flows. Further, it provides security solutions; marketing, personalization, and issuer and merchant loyalty services; business and operational intelligence, advanced analytics and AI, consulting and agentic solutions, and payments and portfolio optimization; digital and authentication; processing and gateway solutions; and other solutions. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus names. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.
Related Halal Stocks in Financial Services
Frequently Asked Questions
Is Mastercard Inc (MA) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Mastercard Inc is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Mastercard Inc's debt ratio?
Mastercard Inc's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Mastercard Inc's key financial metrics?
Mastercard Inc has a market capitalization of $432.2B, trailing P/E ratio of 29.3, and revenue of $32.8B. The company maintains a gross margin of 100.0% and a net margin of 45.6%. Return on equity stands at 209.9%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.