Is Lightspeed Commerce Inc. (LSPD) Halal?

NYSE Technology Canada $1.2B
✗ NOT HALAL
Confidence: 90/100
Lightspeed Commerce Inc. (LSPD) is Not Halal under AAOIFI Standard 21. While the debt ratio of 1.3% is acceptable, the cash and interest-bearing securities ratio of 42.5% exceeds the 30% threshold. Lightspeed Commerce Inc. operates in the Technology sector.

Shariah Screening — 5 Standards

Based on financial data from March 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 1.3%
/ 30%
42.5%
/ 30%
5.3%
/ 30%
3.53%
/ 5%
✗ NOT HALAL
DJIM 1.3%
/ 33%
42.5%
/ 33%
5.3%
/ 33%
3.53%
/ 5%
✗ NOT HALAL
MSCI 0.9%
/ 33%
30.6%
/ 33%
3.8%
/ 33%
3.53%
/ 5%
✓ HALAL
S&P 1.3%
/ 33%
42.5%
/ 33%
5.3%
/ 33%
3.53%
/ 5%
✗ NOT HALAL
FTSE 0.9%
/ 33%
30.6%
/ 33%
3.8%
/ 50%
3.53%
/ 5%
✓ HALAL

Financial Highlights

EPS
$-4.58
P/B Ratio
0.8
EV/EBITDA
-26.1
EV: $714M
Revenue
$1.1B
Growth: 11.5%
Beta
2.0
High volatility
Current Ratio
4.5

Profitability

Gross Margin 42.8%
Operating Margin -11.0%
Net Margin -58.1%
Return on Equity (ROE) -36.2%
Return on Assets (ROA) -3.8%

Cash Flow & Balance Sheet

Operating Cash Flow-$33M
Free Cash Flow-$56M
Total Debt$17M
Debt-to-Equity1.3
Current Ratio4.5
Total Assets$1.8B

Price & Trading

Last Close$8.72
50-Day MA$9.67
200-Day MA$11.40
Avg Volume866K
Beta2.0
52-Week Range
$7.34
$14.34

About Lightspeed Commerce Inc. (LSPD)

CEO
Mr. Dax Dasilva
Sector
Technology
Industry
Software - Application
Country
Canada
Exchange
NYSE
Market Cap
$1.2B
Currency
USD

Lightspeed Commerce Inc. engages in sale of cloud-based software subscriptions and payments solutions for single and multi-location retailers, restaurants, golf course operators, and other businesses. It offers a cloud-based commerce platform that connects suppliers, merchants, and consumers to enable omnichannel experiences and engage with consumers, manage operations, accept payments, and grow business. The company's cloud platform is designed around interrelated elements, such as omni-channel consumer experience, a comprehensive back-office operations management suite to improve customers' efficiency and insight, and the facilitation of payments. Its platform functionalities include full omni-channel capabilities, point of sale (POS), product and menu management, kitchen display system (KDS), employee and inventory management comprising ordering, analytics and reporting, multi-location connectivity, order anywhere and curbside pickup functionality, loyalty, and customer management solutions. The company also offers tailored financial solutions, such as Lightspeed Payments and Lightspeed Capital; Lightspeed Restaurant, a unified hospitality commerce offering; Lightspeed Retail, a retail commerce offering; Lightspeed eCommerce; Lightspeed NuORDER integration to order from various brands; and Tee Sheet Lightspeed Golf for golf course operators to manage tee-time schedules, golf retail POS, and food and beverage POS. In addition, it sells hardware, including tablets, customer facing displays, KDS screens, receipt printers, networking hardware, cash drawers, payment terminals, servers, stands, bar-code scanners, and an assortment of accessories, as well as provides installation and implementation services. The company was formerly known as Lightspeed POS Inc. and changed its name to Lightspeed Commerce Inc. in August 2021. Lightspeed Commerce Inc. was incorporated in 2005 and is headquartered in Montreal, Canada.

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Frequently Asked Questions

Is Lightspeed Commerce Inc. (LSPD) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Lightspeed Commerce Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Lightspeed Commerce Inc.'s debt ratio?

Lightspeed Commerce Inc.'s debt ratio is 1.3% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 0.9%.

What are Lightspeed Commerce Inc.'s key financial metrics?

Lightspeed Commerce Inc. has a market capitalization of $1.2B, and revenue of $1.1B. The company maintains a gross margin of 42.8% and a net margin of -58.1%. Return on equity stands at -36.2%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.