Is LESAKA TECHNOLOGIES INC (LSAK) Halal?

NASDAQ Technology South Africa $412M
✗ NOT HALAL
Confidence: 90/100
LESAKA TECHNOLOGIES INC (LSAK) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 60.1% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. LESAKA TECHNOLOGIES INC operates in the Technology sector.

Shariah Screening — 5 Standards

Based on financial data from June 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 60.1%
/ 30%
19.5%
/ 30%
29.8%
/ 30%
0.39%
/ 5%
✗ NOT HALAL
DJIM 60.1%
/ 33%
19.5%
/ 33%
29.8%
/ 33%
0.39%
/ 5%
✗ NOT HALAL
MSCI 36.0%
/ 33%
11.7%
/ 33%
17.8%
/ 33%
0.39%
/ 5%
✗ NOT HALAL
S&P 60.1%
/ 33%
19.5%
/ 33%
29.8%
/ 33%
0.39%
/ 5%
✗ NOT HALAL
FTSE 36.0%
/ 33%
11.7%
/ 33%
17.8%
/ 50%
0.39%
/ 5%
✗ NOT HALAL

Financial Highlights

EPS
$-0.63
P/B Ratio
2.1
EV/EBITDA
10.9
EV: $588M
Revenue
$660M
Growth: 1.4%
Beta
0.5
Low volatility
Current Ratio
1.6

Profitability

Gross Margin 29.7%
Operating Margin 1.2%
Net Margin -7.5%
Return on Equity (ROE) -26.6%
Return on Assets (ROA) 0.8%

Cash Flow & Balance Sheet

Operating Cash Flow-$9M
Free Cash Flow-$30M
Total Debt$235M
Debt-to-Equity133.7
Current Ratio1.6
Total Assets$654M

Price & Trading

Last Close$4.90
50-Day MA$4.69
200-Day MA$4.44
Avg Volume86K
Beta0.5
52-Week Range
$3.39
$5.54

About LESAKA TECHNOLOGIES INC (LSAK)

CEO
Mr. Lincoln Camagu Mali
Employees
3,728
Sector
Technology
Industry
Software - Infrastructure
Country
South Africa
Exchange
NASDAQ
Market Cap
$412M
Currency
USD

Lesaka Technologies, Inc. provides financial technology (fintech) products and services through its platform in South Africa and internationally. It operates in three segments: Merchant, Consumer, and Enterprise. The company offers merchant solutions comprising merchant acquiring, integrated POS software and hardware for the hospitality industry, cash management and digitalization, and small cash advances and business credit solutions; and alternative digital products (ADP), including bill payments, international money transfers, and supplier enabled payments, as well as prepaid solutions for airtime, data, electricity, and gaming. It also provides low-cost EasyPay Everywhere transactional bank accounts, short-term personal loans, life and funeral insurance, and secure payout solutions; Adumo, a payments and commerce enablement platform that provides payment processing and integrated software solutions; and Recharger, a prepaid electricity platform that provides submetering administration and payment processing solutions. In addition, the company offers card acquiring, payment gateway, cash management, payment, digital wallet, and various value-added services. Further, it engages in the sale of POS devices, SIM cards, and other consumables; and the licensing of rights to use certain technology developed by the company. The company serves unbanked and underbanked consumers; small-to-medium and micro merchants; and corporate and government organizations, including banks, mobile network operators, and municipalities. The company was formerly known as Net 1 UEPS Technologies, Inc. and changed its name to Lesaka Technologies, Inc. in May 2022. Lesaka Technologies, Inc. was founded in 1989 and is headquartered in Johannesburg, South Africa.

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Frequently Asked Questions

Is LESAKA TECHNOLOGIES INC (LSAK) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), LESAKA TECHNOLOGIES INC is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is LESAKA TECHNOLOGIES INC's debt ratio?

LESAKA TECHNOLOGIES INC's debt ratio is 60.1% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 36.0%.

What are LESAKA TECHNOLOGIES INC's key financial metrics?

LESAKA TECHNOLOGIES INC has a market capitalization of $412M, and revenue of $660M. The company maintains a gross margin of 29.7% and a net margin of -7.5%. Return on equity stands at -26.6%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.