LESAKA TECHNOLOGIES INC (LSAK) Financial Ratio Screen

NASDAQ Technology South Africa USD 412M
RATIOS FAIL*
Automated financial screen · activity assessed separately
LESAKA TECHNOLOGIES INC (LSAK) is potentially non-compliant in the automated ratio model. The company's debt ratio of 36.0% exceeds the 30% MSCI new-inclusion threshold relative to total assets. LESAKA TECHNOLOGIES INC operates in the Technology sector.

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MSCI new-inclusion financial-ratio snapshot

LSAK financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
36.0%
Fail vs 30%
Cash ratio
11.7%
Pass vs 30%
Receivables + cash
29.5%
Pass vs 30%
Impermissible income
0.4%
Pass vs 5%

Calculation date: 2026-08-31. Financial period used: June 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria not metAt least one available ratio exceeds its threshold
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodJune 2025Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Software - Infrastructure) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: Lesaka Technologies, Inc. provides financial technology (fintech) products and services through its platform in South Africa and internationally. It operates in three segments: Merchant, Consumer, and Enterprise. The company offers merchant solutions comprising merchant acquiring, integrated POS software and hardware for the hospitality industry, cash management and digitalization, and small cash advances and business credit solutions; and alternative digital products (ADP), including bill payments, international money transfers, and supplier enabled payments, as well as prepaid solutions for airtime, data, electricity, and gaming. It also provides low-cost EasyPay Everywhere transactional bank accounts, short-term personal loans, life and funeral insurance, and secure payout solutions; Adumo, a payments and commerce enablement platform that provides payment processing and integrated software solutions; and Recharger, a prepaid electricity platform that provides submetering administration and payment processing solutions. In addition, the company offers card acquiring, payment gateway, cash management, payment, digital wallet, and various value-added services. Further, it engages in the sale of POS devices, SIM cards, and other consumables; and the licensing of rights to use certain technology developed by the company. The company serves unbanked and underbanked consumers; small-to-medium and micro merchants; and corporate and government organizations, including banks, mobile network operators, and municipalities. The company was formerly known as Net 1 UEPS Technologies, Inc. and changed its name to Lesaka Technologies, Inc. in May 2022. Lesaka Technologies, Inc. was founded in 1989 and is headquartered in Johannesburg, South Africa.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from June 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 36.0%
/ 30%
11.7%
/ 30%
29.5%
/ 30%
0.39%
/ 5%
RATIOS FAIL*
FTSE 36.0%
/ 33%
11.7%
/ 33%
29.5%
/ 50%
0.39%
/ 5%
RATIOS FAIL*

Financial Highlights

EPS
$-0.63
P/B Ratio
2.1
EV/EBITDA
10.9
EV: $588M
Revenue
$660M
Growth: 1.4%
Beta
0.5
Low volatility
Current Ratio
1.6

Profitability

Gross Margin 29.7%
Operating Margin 1.2%
Net Margin -7.5%
Return on Equity (ROE) -26.6%
Return on Assets (ROA) 0.8%

Cash Flow & Balance Sheet

Operating Cash Flow-$9M
Free Cash Flow-$30M
Total Debt$235M
Debt-to-Equity133.7
Current Ratio1.6
Total Assets$654M

Price & Trading

Last Close$4.90
50-Day MA$4.69
200-Day MA$4.44
Avg Volume86K
Beta0.5
52-Week Range
$3.39
$5.54

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-03-29 for the financial period June 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About LESAKA TECHNOLOGIES INC (LSAK)

CEO
Mr. Lincoln Camagu Mali
Employees
3,728
Sector
Technology
Industry
Software - Infrastructure
Country
South Africa
Exchange
NASDAQ
Market Cap (listing currency)
USD 412M
Currency
USD

Lesaka Technologies, Inc. provides financial technology (fintech) products and services through its platform in South Africa and internationally. It operates in three segments: Merchant, Consumer, and Enterprise. The company offers merchant solutions comprising merchant acquiring, integrated POS software and hardware for the hospitality industry, cash management and digitalization, and small cash advances and business credit solutions; and alternative digital products (ADP), including bill payments, international money transfers, and supplier enabled payments, as well as prepaid solutions for airtime, data, electricity, and gaming. It also provides low-cost EasyPay Everywhere transactional bank accounts, short-term personal loans, life and funeral insurance, and secure payout solutions; Adumo, a payments and commerce enablement platform that provides payment processing and integrated software solutions; and Recharger, a prepaid electricity platform that provides submetering administration and payment processing solutions. In addition, the company offers card acquiring, payment gateway, cash management, payment, digital wallet, and various value-added services. Further, it engages in the sale of POS devices, SIM cards, and other consumables; and the licensing of rights to use certain technology developed by the company. The company serves unbanked and underbanked consumers; small-to-medium and micro merchants; and corporate and government organizations, including banks, mobile network operators, and municipalities. The company was formerly known as Net 1 UEPS Technologies, Inc. and changed its name to Lesaka Technologies, Inc. in May 2022. Lesaka Technologies, Inc. was founded in 1989 and is headquartered in Johannesburg, South Africa.

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Frequently Asked Questions

Is LESAKA TECHNOLOGIES INC (LSAK) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is LESAKA TECHNOLOGIES INC's debt ratio?

LESAKA TECHNOLOGIES INC's debt ratio is 36.0% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are LESAKA TECHNOLOGIES INC's key financial metrics?

LESAKA TECHNOLOGIES INC has a market capitalization of USD 412M in its listing currency, and revenue of $660M. The company maintains a gross margin of 29.7% and a net margin of -7.5%. Return on equity stands at -26.6%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: June 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.