Is Open Lending Corp (LPRO) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Credit Services | ✗ NOT HALAL | |||
| DJIM | Excluded — Credit Services | ✗ NOT HALAL | |||
| MSCI | Excluded — Credit Services | ✗ NOT HALAL | |||
| S&P | Excluded — Credit Services | ✗ NOT HALAL | |||
| FTSE | Excluded — Credit Services | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 76.9% | |
| Operating Margin | 3.9% | |
| Net Margin | -4.5% | |
| Return on Equity (ROE) | -5.5% | |
| Return on Assets (ROA) | 1.4% |
Cash Flow & Balance Sheet
| Operating Cash Flow | -$3M |
| Free Cash Flow | -$4M |
| Total Debt | $134M |
| Debt-to-Equity | 117.5 |
| Current Ratio | 4.5 |
| Total Assets | $237M |
Price & Trading
| Last Close | $1.21 |
| 50-Day MA | $1.55 |
| 200-Day MA | $1.90 |
| Avg Volume | 612K |
| Beta | 2.1 |
|
52-Week Range
$0.70
| |
About Open Lending Corp (LPRO)
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers lenders protection platform (LPP), which is a cloud-based automotive lending enablement platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. Its LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. The company was founded in 2000 and is headquartered in Austin, Texas.
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Frequently Asked Questions
Is Open Lending Corp (LPRO) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Open Lending Corp is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Open Lending Corp's debt ratio?
Open Lending Corp's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Open Lending Corp's key financial metrics?
Open Lending Corp has a market capitalization of $143M, and revenue of $93M. The company maintains a gross margin of 76.9% and a net margin of -4.5%. Return on equity stands at -5.5%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.