Is Legal & General (LGEN) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Asset Management | ✗ NOT HALAL | |||
| DJIM | Excluded — Asset Management | ✗ NOT HALAL | |||
| MSCI | Excluded — Asset Management | ✗ NOT HALAL | |||
| S&P | Excluded — Asset Management | ✗ NOT HALAL | |||
| FTSE | Excluded — Asset Management | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 25.5% | |
| Operating Margin | 7.4% | |
| Net Margin | 5.4% | |
| Return on Equity (ROE) | 17.9% | |
| Return on Assets (ROA) | 0.1% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $4.5B |
| Free Cash Flow | $4.5B |
| Total Debt | $4.9B |
| Debt-to-Equity | 2477.3 |
| Current Ratio | 4.4 |
| Total Assets | $582.3B |
Price & Trading
| Last Close | GBp 241.50 |
| 50-Day MA | GBp 259.42 |
| 200-Day MA | GBp 251.10 |
| Avg Volume | 23.3M |
| Beta | 0.8 |
|
52-Week Range
GBp 206.80
| |
About Legal & General (LGEN)
Legal & General Group Plc provides various insurance products and services in the United Kingdom, the United States, and internationally. It operates through Institutional Retirement, Asset Management, Insurance, and Retail Retirement segments. The Institutional Retirement segment offers annuity contracts with guaranteed income for a specified time; longevity insurance products; and writes assured payment policies (APP). The Asset Management segment provides unit linked institutional pensions, segregated investment management mandates, and collective investment schemes; index fund management; pooled and segregated active fixed income funds; active equity management; solutions for cash management requirements for institutional investors; solutions and liability driven investment; multi-asset funds; private markets strategies for physical real estate, private corporate debts, infrastructure debts, and real estate loans; and direct investment services. The Retail Retirement segment offers protection products, such as health, disability, critical illness, and accident; annuities; lifetime mortgages; lifetime care plans; retirement interest only mortgages; and workplace and retail savings scheme that provides corporate pension scheme solutions. Legal & General Group Plc was founded in 1836 and is headquartered in London, the United Kingdom.
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Frequently Asked Questions
Is Legal & General (LGEN) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Legal & General is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Legal & General's debt ratio?
Legal & General's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Legal & General's key financial metrics?
Legal & General has a market capitalization of $13.5B, trailing P/E ratio of 30.1, and revenue of $42.0B. The company maintains a gross margin of 25.5% and a net margin of 5.4%. Return on equity stands at 17.9%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.