Is loanDepot, Inc. (LDI) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Mortgage Finance | ✗ NOT HALAL | |||
| DJIM | Excluded — Mortgage Finance | ✗ NOT HALAL | |||
| MSCI | Excluded — Mortgage Finance | ✗ NOT HALAL | |||
| S&P | Excluded — Mortgage Finance | ✗ NOT HALAL | |||
| FTSE | Excluded — Mortgage Finance | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 89.7% | |
| Operating Margin | -12.0% | |
| Net Margin | -5.1% | |
| Return on Equity (ROE) | -24.1% | |
| Return on Assets (ROA) | -1.6% |
Cash Flow & Balance Sheet
| Operating Cash Flow | -$708M |
| Free Cash Flow | -$735M |
| Total Debt | $5.0B |
| Debt-to-Equity | 1586.1 |
| Current Ratio | 1.2 |
| Total Assets | $6.9B |
Price & Trading
| Last Close | $1.39 |
| 50-Day MA | $2.00 |
| 200-Day MA | $2.33 |
| Avg Volume | 3.6M |
| Beta | 3.2 |
|
52-Week Range
$1.01
| |
About loanDepot, Inc. (LDI)
loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity lines of credit and closed-end second liens. It also provides title, escrow, and settlement services for mortgage loan transactions; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Irvine, California.
Related Halal Stocks in Financial Services
Frequently Asked Questions
Is loanDepot, Inc. (LDI) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), loanDepot, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is loanDepot, Inc.'s debt ratio?
loanDepot, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are loanDepot, Inc.'s key financial metrics?
loanDepot, Inc. has a market capitalization of $716M, and revenue of $940M. The company maintains a gross margin of 89.7% and a net margin of -5.1%. Return on equity stands at -24.1%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.