Is LendingClub Corp (LC) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 33.7% | |
| Operating Margin | 14.1% | |
| Net Margin | 10.2% | |
| Return on Equity (ROE) | 9.5% | |
| Return on Assets (ROA) | 1.0% |
Cash Flow & Balance Sheet
| Operating Cash Flow | -$2.7B |
| Free Cash Flow | -$2.9B |
| Total Debt | $16M |
| Debt-to-Equity | 1.1 |
| Current Ratio | 2.7 |
| Total Assets | $11.6B |
Price & Trading
| Last Close | $14.39 |
| 50-Day MA | $16.27 |
| 200-Day MA | $16.21 |
| Avg Volume | 2.1M |
| Beta | 2.0 |
|
52-Week Range
$7.90
| |
About LendingClub Corp (LC)
LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. In addition, it operates a lending marketplace platform. The company was incorporated in 2006 and is headquartered in San Francisco, California.
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Frequently Asked Questions
Is LendingClub Corp (LC) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), LendingClub Corp is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is LendingClub Corp's debt ratio?
LendingClub Corp's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are LendingClub Corp's key financial metrics?
LendingClub Corp has a market capitalization of $1.6B, trailing P/E ratio of 12.0, and revenue of $999M. The company maintains a gross margin of 33.7% and a net margin of 10.2%. Return on equity stands at 9.5%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.