Is Klaviyo, Inc. (KVYO) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 1.9% / 30% | 16.7% / 30% | 0.9% / 30% | 3.19% / 5% | ✓ HALAL |
| DJIM | 1.9% / 33% | 16.7% / 33% | 0.9% / 33% | 3.19% / 5% | ✓ HALAL |
| MSCI | 7.6% / 33% | 67.4% / 33% | 3.8% / 33% | 3.19% / 5% | ✗ NOT HALAL |
| S&P | 1.9% / 33% | 16.7% / 33% | 0.9% / 33% | 3.19% / 5% | ✓ HALAL |
| FTSE | 7.6% / 33% | 67.4% / 33% | 3.8% / 50% | 3.19% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 74.7% | |
| Operating Margin | -0.5% | |
| Net Margin | -2.6% | |
| Return on Equity (ROE) | -2.8% | |
| Return on Assets (ROA) | -2.8% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $218M |
| Free Cash Flow | $190M |
| Total Debt | $121M |
| Debt-to-Equity | 10.1 |
| Current Ratio | 4.3 |
| Total Assets | $1.6B |
Price & Trading
| Last Close | $19.03 |
| 50-Day MA | $20.28 |
| 200-Day MA | $27.82 |
| Avg Volume | 4.2M |
| Beta | 1.3 |
|
52-Week Range
$15.53
| |
About Klaviyo, Inc. (KVYO)
Klaviyo, Inc. provides a cloud-based software-as-a-service platform in the United States, rest of the Americas, the Asia-Pacific, the United Kingdom, rest of Europe, the Middle East, and Africa. The company offers Klaviyo business-to-consumer (B2C) CRM, a unified platform that combines marketing, service, and analytics into a single system. It also provides Klaviyo Data Platform (KDP), which offer tools to unify, enrich, transform data, run more advanced reporting and predictive analysis, and sync data; Advanced KDP that provides an enhanced set of data capabilities; Marketing Agent, an AI-driven and autonomous marketing assistant designed to automate and accelerate marketing strategy, content creation, and campaign execution; Customer Agent, an AI-powered assistant that provides support and selling across digital channels; Klaviyo Social, which brings social interaction data into the company's unified consumer profiles; and Marketing Analytics that provide real-time AI-powered insights into consumer purchase. In addition, the company offers email marketing solutions comprising a range of customizable drag-and-drop templates, automated campaign and workflow capabilities, smart send time optimization, generative AI tools, and A/B testing; mobile messaging capabilities through text messaging, rich communication services, and WhatsApp; personalized push notifications; reviews add-on to collect product reviews, consumer data, and messaging; and integration, segmentation, automation, and analytics and benchmark features for its platform. Further, it provides Customer Hub, a consumer-facing portal that brings shopping, service, and personalization together in one place; and Helpdesk, an AI-powered workspace for managing consumer conversations across channels. The company serves entrepreneurs, small and medium-sized businesses, mid-market businesses, and enterprises. Klaviyo, Inc. was incorporated in 2012 and is headquartered in Boston, Massachusetts.
Purification Calculator
As a halal stock with 3.19% impermissible income, you need to purify your dividends.
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Frequently Asked Questions
Is Klaviyo, Inc. (KVYO) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Klaviyo, Inc. is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Klaviyo, Inc.'s debt ratio?
Klaviyo, Inc.'s debt ratio is 1.9% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 7.6%.
Does Klaviyo, Inc. require dividend purification?
Yes, Klaviyo, Inc. has an impermissible income ratio of 3.19%, which means 3.19% of any dividends received should be donated to charity as purification. This is because a small portion of the company's revenue comes from non-Shariah-compliant sources.
What are Klaviyo, Inc.'s key financial metrics?
Klaviyo, Inc. has a market capitalization of $5.7B, and revenue of $1.2B. The company maintains a gross margin of 74.7% and a net margin of -2.6%. Return on equity stands at -2.8%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.