Is KKR Real Estate Finance Trust Inc. (KREF) Halal?

NYSE Real Estate United States $392M
✗ NOT HALAL
Confidence: 90/100
KKR Real Estate Finance Trust Inc. (KREF) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 878.5% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. KKR Real Estate Finance Trust Inc. operates in the Real Estate sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 878.5%
/ 30%
18.0%
/ 30%
5.9%
/ 30%
385.57%
/ 5%
✗ NOT HALAL
DJIM 878.5%
/ 33%
18.0%
/ 33%
5.9%
/ 33%
385.57%
/ 5%
✗ NOT HALAL
MSCI 63.9%
/ 33%
1.3%
/ 33%
0.4%
/ 33%
385.57%
/ 5%
✗ NOT HALAL
S&P 878.5%
/ 33%
18.0%
/ 33%
5.9%
/ 33%
385.57%
/ 5%
✗ NOT HALAL
FTSE 63.9%
/ 33%
1.3%
/ 33%
0.4%
/ 50%
385.57%
/ 5%
✗ NOT HALAL

Financial Highlights

EPS
$-1.05
Dividend Yield
1639.0%
Payout: 588.2%
P/B Ratio
0.5
Revenue
$113M
Beta
0.9
Average volatility
Current Ratio
14.5

Profitability

Gross Margin -62.0%
Operating Margin 246.3%
Net Margin -297.0%
Return on Equity (ROE) -3.8%
Return on Assets (ROA) -0.8%

Cash Flow & Balance Sheet

Operating Cash Flow$72M
Free Cash Flow$67M
Total Debt$4.1B
Debt-to-Equity383.1
Current Ratio14.5
Total Assets$6.5B

Price & Trading

Last Close$6.41
50-Day MA$7.23
200-Day MA$8.45
Avg Volume1.3M
Beta0.9
52-Week Range
$6.04
$10.89

About KKR Real Estate Finance Trust Inc. (KREF)

CEO
Mr. Matthew A. Salem
Sector
Real Estate
Industry
REIT - Mortgage
Country
United States
Exchange
NYSE
Market Cap
$392M
Currency
USD

KKR Real Estate Finance Trust Inc., a mortgage real estate investment trust, focuses primarily on originating and acquiring transitional senior loans secured by commercial real estate (CRE) assets in the United States. It engages in the origination and purchase of credit investments related to CRE, including leveraged and unleveraged commercial real estate loans. The company has also elected to be taxed as a real estate investment trust and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. KKR Real Estate Finance Trust Inc. was incorporated in 2014 and is headquartered in New York, New York.

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Frequently Asked Questions

Is KKR Real Estate Finance Trust Inc. (KREF) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), KKR Real Estate Finance Trust Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is KKR Real Estate Finance Trust Inc.'s debt ratio?

KKR Real Estate Finance Trust Inc.'s debt ratio is 878.5% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 63.9%.

What are KKR Real Estate Finance Trust Inc.'s key financial metrics?

KKR Real Estate Finance Trust Inc. has a market capitalization of $392M, and revenue of $113M. The company maintains a gross margin of -62.0% and a net margin of -297.0%. Return on equity stands at -3.8%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.