Is Kinsale Capital Group, Inc. (KNSL) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 28.1% | |
| Operating Margin | 36.8% | |
| Net Margin | 26.9% | |
| Return on Equity (ROE) | 29.3% | |
| Return on Assets (ROA) | 7.4% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $1.0B |
| Free Cash Flow | $990M |
| Total Debt | $224M |
| Debt-to-Equity | 11.5 |
| Current Ratio | 0.2 |
| Total Assets | $6.0B |
Price & Trading
| Last Close | $335.28 |
| 50-Day MA | $377.44 |
| 200-Day MA | $418.41 |
| Avg Volume | 237K |
| Beta | 1.0 |
|
52-Week Range
$321.97
| |
About Kinsale Capital Group, Inc. (KNSL)
Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company's commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, construction, allied health, small business property, products liability, entertainment, commercial auto, energy, excess professional, life sciences, inland marine, professional liability, environmental, health care, management liability, public entity, agribusiness casualty and property, aviation, ocean marine, and product recall insurance. Its personal lines offerings also include high value homeowners and personal insurance products. The company sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia.
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Frequently Asked Questions
Is Kinsale Capital Group, Inc. (KNSL) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Kinsale Capital Group, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Kinsale Capital Group, Inc.'s debt ratio?
Kinsale Capital Group, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Kinsale Capital Group, Inc.'s key financial metrics?
Kinsale Capital Group, Inc. has a market capitalization of $7.6B, trailing P/E ratio of 15.1, and revenue of $1.9B. The company maintains a gross margin of 28.1% and a net margin of 26.9%. Return on equity stands at 29.3%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.