Is Kuwait Finance House (KFH) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Diversified | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Diversified | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Diversified | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Diversified | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Diversified | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 84.6% | |
| Net Margin | 37.8% | |
| Return on Equity (ROE) | 10.9% | |
| Return on Assets (ROA) | 1.8% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $2.3B |
| Free Cash Flow | $2.3B |
| Total Debt | $1.4B |
| Total Assets | $42.8B |
Price & Trading
| Last Close | KWF 801.00 |
| 50-Day MA | KWF 810.42 |
| 200-Day MA | KWF 799.59 |
| Avg Volume | 10.4M |
| Beta | 0.3 |
|
52-Week Range
KWF 666.67
| |
About Kuwait Finance House (KFH)
Kuwait Finance House K.S.C.P., together with its subsidiaries, provides Islamic banking products and services in the Middle East, Europe, and internationally. The company operates through four segments: Treasury, Retail and Private Banking, Corporate Banking, and Investment. The Treasury segment offers liquidity management, murabaha investments, and investment in debt securities, as well as exchange of deposits with banks, financial institutions, and international banking relationships. The Retail and Private Banking segment provides various products and services to individuals, as well as customized banking services to high-net-worth individuals. The Corporate Banking segment offers banking services and investment products to corporates, such as commodity and real estate murabaha finance, local leasing, wakala, and istisna'a facilities. The Investment segment manages direct equity and real estate investments. It provides current, gold, electron, wakala investment and deposit, and savings accounts; installment, consumer, auto, construction, medical care, and other financing; and debit, prepaid, and credit cards. The company also offers various deposits, letters of credit, and letter of guarantees; merchant, safe deposit box, and portfolio management services; investment funds, plans, and deposits; insurance and car leasing services; financing against cash collaterals; new and used cars; project construction and other trading services; and e-banking, telephone, and ATM services. In addition, it is involved in the provision of real estate investment, development, leasing, trading, and management services; consultancy, computer maintenance, and software services; and healthcare services. The company was incorporated in 1977 and is headquartered in Kuwait City, Kuwait.
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Frequently Asked Questions
Is Kuwait Finance House (KFH) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Kuwait Finance House is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Kuwait Finance House's debt ratio?
Kuwait Finance House's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Kuwait Finance House's key financial metrics?
Kuwait Finance House has a market capitalization of $13.7B, trailing P/E ratio of 19.9, and revenue of $1.8B. Return on equity stands at 10.9%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.