Karooooo Ltd. (KARO) Financial Ratio Screen

NASDAQ Technology Singapore USD 1468M
RATIOS FAIL*
Automated financial screen · activity assessed separately
Karooooo Ltd. (KARO) is potentially non-compliant in the automated ratio model. Karooooo Ltd. operates in the Technology sector.

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MSCI new-inclusion financial-ratio snapshot

KARO financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
14.3%
Pass vs 30%
Cash ratio
20.5%
Pass vs 30%
Receivables + cash
32.5%
Fail vs 30%
Impermissible income
1.0%
Pass vs 5%

Calculation date: 2026-08-31. Financial period used: February 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria passedActivity is assessed separately
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodFebruary 2025Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Software - Application) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: Karooooo Ltd. provides a mobility software-as-a-service (SaaS) platform for connected vehicles in South Africa, the rest of Africa, Europe, the Asia-Pacific, the Middle East, and the United States. It operates through Cartrack, Carzuka, and Karooooo Logistics segments. The company offers Fleet Management, which provides real-time visibility into the asset base; LiveVision for pro-active risk management and fleet visibility; MiFleet advanced fleet administration for cost management and administration capabilities; and Karooooo Logistics, a software application for management of last-mile delivery and general operational logistics. It also provides Cartrack Field Service, a software application for management of field and on-site workers; Business Intelligence for view of fleet statistics; asset tracking for tracking and tracing moveable assets; asset recovery services that assist vehicle owners and insurance companies with the recovery of vehicles and other assets; insurance telematics that allows insurers to tailor premiums for commercial and consumer customers using analytics; Protector, a safety package for consumer vehicles; and Car Watch, a mobile application that lets users track and watch their vehicles. In addition, the company offers Bike Track, a GPS-based solution for commercial motorbike fleets; Credit Management that predicts payment cycles and facilitates active credit management for asset-based vehicle finance; an electronic monitoring services application that allows law enforcement agencies to monitor persons of interest; and mobility and monitoring solutions, such as Carzuka and Cartrack insurance agency, as well as smart IoT products. It serves consumers and sole proprietors, small and medium-sized businesses, and large enterprises. Karooooo Ltd. was founded in 2001 and is headquartered in Singapore.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from February 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 14.3%
/ 30%
20.5%
/ 30%
32.5%
/ 30%
0.97%
/ 5%
RATIOS FAIL*
FTSE 14.3%
/ 33%
20.5%
/ 33%
32.5%
/ 50%
0.97%
/ 5%
FINANCIAL SCREEN PASSED*

Financial Highlights

P/E Ratio
24.5
Forward: 21.4
EPS
$1.94
Dividend Yield
490.0%
Payout: 66.8%
P/B Ratio
7.9
EV/EBITDA
0.7
EV: $1.6B
Revenue
$4.6B
Growth: 21.6%
Beta
1.1
Average volatility
Current Ratio
0.8

Profitability

Gross Margin 69.2%
Operating Margin 26.2%
Net Margin 19.5%
Return on Equity (ROE) 33.6%
Return on Assets (ROA) 18.3%

Cash Flow & Balance Sheet

Operating Cash Flow$1.9B
Free Cash Flow$852M
Total Debt$725M
Debt-to-Equity19.7
Current Ratio0.8
Total Assets$5.1B

Price & Trading

Last Close$48.05
50-Day MA$47.55
200-Day MA$48.33
Avg Volume45K
Beta1.1
52-Week Range
$35.88
$63.36

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-03-29 for the financial period February 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About Karooooo Ltd. (KARO)

CEO
Mr. Isaias Jose Calisto
Employees
5,711
Sector
Technology
Industry
Software - Application
Country
Singapore
Exchange
NASDAQ
Market Cap (listing currency)
USD 1468M
Currency
USD

Karooooo Ltd. provides a mobility software-as-a-service (SaaS) platform for connected vehicles in South Africa, the rest of Africa, Europe, the Asia-Pacific, the Middle East, and the United States. It operates through Cartrack, Carzuka, and Karooooo Logistics segments. The company offers Fleet Management, which provides real-time visibility into the asset base; LiveVision for pro-active risk management and fleet visibility; MiFleet advanced fleet administration for cost management and administration capabilities; and Karooooo Logistics, a software application for management of last-mile delivery and general operational logistics. It also provides Cartrack Field Service, a software application for management of field and on-site workers; Business Intelligence for view of fleet statistics; asset tracking for tracking and tracing moveable assets; asset recovery services that assist vehicle owners and insurance companies with the recovery of vehicles and other assets; insurance telematics that allows insurers to tailor premiums for commercial and consumer customers using analytics; Protector, a safety package for consumer vehicles; and Car Watch, a mobile application that lets users track and watch their vehicles. In addition, the company offers Bike Track, a GPS-based solution for commercial motorbike fleets; Credit Management that predicts payment cycles and facilitates active credit management for asset-based vehicle finance; an electronic monitoring services application that allows law enforcement agencies to monitor persons of interest; and mobility and monitoring solutions, such as Carzuka and Cartrack insurance agency, as well as smart IoT products. It serves consumers and sole proprietors, small and medium-sized businesses, and large enterprises. Karooooo Ltd. was founded in 2001 and is headquartered in Singapore.

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Frequently Asked Questions

Is Karooooo Ltd. (KARO) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is Karooooo Ltd.'s debt ratio?

Karooooo Ltd.'s debt ratio is 14.3% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are Karooooo Ltd.'s key financial metrics?

Karooooo Ltd. has a market capitalization of USD 1468M in its listing currency, trailing P/E ratio of 24.5, and revenue of $4.6B. The company maintains a gross margin of 69.2% and a net margin of 19.5%. Return on equity stands at 33.6%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: February 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.