Is James River Group Holdings, Inc. (JRVR) Halal?

NASDAQ Financial Services United States $283M
✗ NOT HALAL
Confidence: 95/100
James River Group Holdings, Inc. (JRVR) is Not Halal under AAOIFI Standard 21 due to its classification in the Insurance - Specialty industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Insurance - Specialty ✗ NOT HALAL
DJIM Excluded — Insurance - Specialty ✗ NOT HALAL
MSCI Excluded — Insurance - Specialty ✗ NOT HALAL
S&P Excluded — Insurance - Specialty ✗ NOT HALAL
FTSE Excluded — Insurance - Specialty ✗ NOT HALAL

Financial Highlights

P/E Ratio
7.4
Forward: 5.0
EPS
$0.83
Dividend Yield
65.0%
Payout: 4.8%
P/B Ratio
0.5
EV/EBITDA
6.6
EV: $492M
Revenue
$688M
Growth: 32.4%
Beta
-0.1
Low volatility
Current Ratio
1.9

Profitability

Gross Margin 37.9%
Operating Margin 18.2%
Net Margin 6.9%
Return on Equity (ROE) 7.9%
Return on Assets (ROA) 0.9%

Cash Flow & Balance Sheet

Operating Cash Flow-$19M
Free Cash Flow-$24M
Total Debt$330M
Debt-to-Equity50.2
Current Ratio1.9
Total Assets$4.9B

Price & Trading

Last Close$6.29
50-Day MA$6.63
200-Day MA$5.96
Avg Volume277K
Beta-0.1
52-Week Range
$3.85
$7.20

About James River Group Holdings, Inc. (JRVR)

CEO
Mr. Frank N. D'Orazio
Employees
576
Sector
Financial Services
Industry
Insurance - Specialty
Country
United States
Exchange
NASDAQ
Market Cap
$283M
Currency
USD

James River Group Holdings, Inc. provides specialty insurance services. It operates in Excess and Surplus Lines, and Specialty Admitted Insurance segments. The Excess and Surplus Lines segment offers commercial excess and surplus lines liability and excess property insurance products in the United States, Puerto Rico, and the United States Virgin Islands. This segment distributes its insurance policies primarily through wholesale insurance brokers. The Specialty Admitted Insurance segment provides insurance for fronting, program administrators, and managing general agents. The company was founded in 2002 and is based in Chapel Hill, North Carolina.

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Frequently Asked Questions

Is James River Group Holdings, Inc. (JRVR) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), James River Group Holdings, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is James River Group Holdings, Inc.'s debt ratio?

James River Group Holdings, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are James River Group Holdings, Inc.'s key financial metrics?

James River Group Holdings, Inc. has a market capitalization of $283M, trailing P/E ratio of 7.4, and revenue of $688M. The company maintains a gross margin of 37.9% and a net margin of 6.9%. Return on equity stands at 7.9%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.