Is 9F Inc. (JFU) Halal?

NASDAQ Technology China $37M
✗ NOT HALAL
Confidence: 90/100
9F Inc. (JFU) is Not Halal under AAOIFI Standard 21. While the debt ratio of 17.5% is acceptable, the cash and interest-bearing securities ratio of 4745.8% exceeds the 30% threshold. 9F Inc. operates in the Technology sector.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 17.5%
/ 30%
4745.8%
/ 30%
278.6%
/ 30%
27.3%
/ 5%
✗ NOT HALAL
DJIM 17.5%
/ 33%
4745.8%
/ 33%
278.6%
/ 33%
27.3%
/ 5%
✗ NOT HALAL
MSCI 0.2%
/ 33%
63.0%
/ 33%
3.7%
/ 33%
27.3%
/ 5%
✗ NOT HALAL
S&P 17.5%
/ 33%
4745.8%
/ 33%
278.6%
/ 33%
27.3%
/ 5%
✗ NOT HALAL
FTSE 0.2%
/ 33%
63.0%
/ 33%
3.7%
/ 50%
27.3%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
1.0
EPS
$3.16
P/B Ratio
0.1
EV/EBITDA
-31.7
EV: -$2.0B
Revenue
$310M
Growth: 6.5%
Beta
1.3
High volatility
Current Ratio
6.9

Profitability

Gross Margin 77.1%
Operating Margin 18.5%
Net Margin 80.2%
Return on Equity (ROE) 6.9%
Return on Assets (ROA) 0.8%

Cash Flow & Balance Sheet

Operating Cash Flow$46M
Free Cash Flow$45M
Total Debt$10M
Debt-to-Equity0.1
Current Ratio6.9
Total Assets$4.1B

Price & Trading

Last Close$3.42
50-Day MA$4.71
200-Day MA$3.82
Avg Volume6K
Beta1.3
52-Week Range
$1.01
$9.48

About 9F Inc. (JFU)

CEO
Mr. Lei Liu
Employees
277
Sector
Technology
Industry
Information Technology Services
Country
China
Exchange
NASDAQ
Market Cap
$37M
Currency
USD

9F Inc., together with its subsidiaries, provides digital technology and wealth management services in the People's Republic of China and Hong Kong. The company operates through E-Commerce Services, Technology Empowerment Services, and Wealth Management Services segments. It offers technology empowerment services to the banking, automobile, securities investment, and insurance industries; e-commerce business services through third-party e-commerce platforms, which offers various categories of merchandise, including 3C products, beauty and skin care products, food, household appliances, and liquor and beverages; and wealth management and investment advisory services. The company also provides internet securities services, such as real time trading information and professional news push notification services; online whole-process account opening services using facial recognition and e-signatures; transfer, FPS, and EDDA deposit and withdrawal services; multi-category trading services; and account design services, as well as fund sales and insurance brokerage services. It serves borrowers, investors, and financial institutions partners. The company was formerly known as JIUFU Financial Technology Service Limited and changed its name to 9F Inc. in June 2014. 9F Inc. was founded in 2006 and is based in Beijing, the People's Republic of China.

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Frequently Asked Questions

Is 9F Inc. (JFU) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), 9F Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is 9F Inc.'s debt ratio?

9F Inc.'s debt ratio is 17.5% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 0.2%.

What are 9F Inc.'s key financial metrics?

9F Inc. has a market capitalization of $37M, trailing P/E ratio of 1.0, and revenue of $310M. The company maintains a gross margin of 77.1% and a net margin of 80.2%. Return on equity stands at 6.9%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.