9F Inc. (JFU) Financial Ratio Screen

NASDAQ Technology China USD 37M
RATIOS FAIL*
Automated financial screen · activity assessed separately
9F Inc. (JFU) is potentially non-compliant in the automated ratio model. While the debt ratio of 0.2% is acceptable, the cash and interest-bearing securities ratio of 63.0% exceeds the 30% threshold. 9F Inc. operates in the Technology sector.

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MSCI new-inclusion financial-ratio snapshot

JFU financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
0.2%
Pass vs 30%
Cash ratio
63.0%
Fail vs 30%
Receivables + cash
66.7%
Fail vs 30%
Impermissible income
27.3%
Fail vs 5%

Calculation date: 2026-08-31. Financial period used: December 2024. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria not metAt least one available ratio exceeds its threshold
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2024Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Information Technology Services) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: 9F Inc., together with its subsidiaries, provides digital technology and wealth management services in the People's Republic of China and Hong Kong. The company operates through E-Commerce Services, Technology Empowerment Services, and Wealth Management Services segments. It offers technology empowerment services to the banking, automobile, securities investment, and insurance industries; e-commerce business services through third-party e-commerce platforms, which offers various categories of merchandise, including 3C products, beauty and skin care products, food, household appliances, and liquor and beverages; and wealth management and investment advisory services. The company also provides internet securities services, such as real time trading information and professional news push notification services; online whole-process account opening services using facial recognition and e-signatures; transfer, FPS, and EDDA deposit and withdrawal services; multi-category trading services; and account design services, as well as fund sales and insurance brokerage services. It serves borrowers, investors, and financial institutions partners. The company was formerly known as JIUFU Financial Technology Service Limited and changed its name to 9F Inc. in June 2014. 9F Inc. was founded in 2006 and is based in Beijing, the People's Republic of China.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 0.2%
/ 30%
63.0%
/ 30%
66.7%
/ 30%
27.3%
/ 5%
RATIOS FAIL*
FTSE 0.2%
/ 33%
63.0%
/ 33%
66.7%
/ 50%
27.3%
/ 5%
RATIOS FAIL*

Financial Highlights

P/E Ratio
1.0
EPS
$3.16
P/B Ratio
0.1
EV/EBITDA
-31.7
EV: -$2.0B
Revenue
$310M
Growth: 6.5%
Beta
1.3
High volatility
Current Ratio
6.9

Profitability

Gross Margin 77.1%
Operating Margin 18.5%
Net Margin 80.2%
Return on Equity (ROE) 6.9%
Return on Assets (ROA) 0.8%

Cash Flow & Balance Sheet

Operating Cash Flow$46M
Free Cash Flow$45M
Total Debt$10M
Debt-to-Equity0.1
Current Ratio6.9
Total Assets$4.1B

Price & Trading

Last Close$3.42
50-Day MA$4.71
200-Day MA$3.82
Avg Volume6K
Beta1.3
52-Week Range
$1.01
$9.48

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-03-29 for the financial period December 2024. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About 9F Inc. (JFU)

CEO
Mr. Lei Liu
Employees
277
Sector
Technology
Industry
Information Technology Services
Country
China
Exchange
NASDAQ
Market Cap (listing currency)
USD 37M
Currency
USD

9F Inc., together with its subsidiaries, provides digital technology and wealth management services in the People's Republic of China and Hong Kong. The company operates through E-Commerce Services, Technology Empowerment Services, and Wealth Management Services segments. It offers technology empowerment services to the banking, automobile, securities investment, and insurance industries; e-commerce business services through third-party e-commerce platforms, which offers various categories of merchandise, including 3C products, beauty and skin care products, food, household appliances, and liquor and beverages; and wealth management and investment advisory services. The company also provides internet securities services, such as real time trading information and professional news push notification services; online whole-process account opening services using facial recognition and e-signatures; transfer, FPS, and EDDA deposit and withdrawal services; multi-category trading services; and account design services, as well as fund sales and insurance brokerage services. It serves borrowers, investors, and financial institutions partners. The company was formerly known as JIUFU Financial Technology Service Limited and changed its name to 9F Inc. in June 2014. 9F Inc. was founded in 2006 and is based in Beijing, the People's Republic of China.

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Frequently Asked Questions

Is 9F Inc. (JFU) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is 9F Inc.'s debt ratio?

9F Inc.'s debt ratio is 0.2% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are 9F Inc.'s key financial metrics?

9F Inc. has a market capitalization of USD 37M in its listing currency, trailing P/E ratio of 1.0, and revenue of $310M. The company maintains a gross margin of 77.1% and a net margin of 80.2%. Return on equity stands at 6.9%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: December 2024. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.