Is Indian Oil (IOC) Halal?

NSE Energy India $1.9T
✗ NOT HALAL
Confidence: 90/100
Indian Oil (IOC) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 63.9% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Indian Oil operates in the Energy sector.

Shariah Screening — 5 Standards

Based on financial data from March 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 63.9%
/ 30%
5.7%
/ 30%
7.8%
/ 30%
0.22%
/ 5%
✗ NOT HALAL
DJIM 63.9%
/ 33%
5.7%
/ 33%
7.8%
/ 33%
0.22%
/ 5%
✗ NOT HALAL
MSCI 30.0%
/ 33%
2.7%
/ 33%
3.7%
/ 33%
0.22%
/ 5%
✓ HALAL
S&P 63.9%
/ 33%
5.7%
/ 33%
7.8%
/ 33%
0.22%
/ 5%
✗ NOT HALAL
FTSE 30.0%
/ 33%
2.7%
/ 33%
3.7%
/ 50%
0.22%
/ 5%
✓ HALAL

Financial Highlights

P/E Ratio
5.3
Forward: 7.3
EPS
$25.95
Dividend Yield
726.0%
Payout: 30.8%
P/B Ratio
1.0
EV/EBITDA
4.7
EV: $3.3T
Revenue
$7.5T
Growth: 5.7%
Beta
0.8
Low volatility

Profitability

Gross Margin 16.4%
Operating Margin 8.9%
Net Margin 4.6%

Cash Flow & Balance Sheet

Operating Cash Flow$347.0B
Free Cash Flow-$1.5B
Total Debt$1.5T
Debt-to-Equity72.6
Total Assets$5.1T

Price & Trading

Last CloseINR 140.52
50-Day MAINR 164.57
200-Day MAINR 156.57
Avg Volume16.8M
Beta0.8
52-Week Range
INR 122.35
INR 188.96

About Indian Oil (IOC)

CEO
Mr. Arvinder Singh Sahney
Employees
29,941
Sector
Energy
Industry
Oil & Gas Refining & Marketing
Country
India
Exchange
NSE
Market Cap
$1.9T
Currency
INR

Indian Oil Corporation Limited, together with its subsidiaries, engages in the oil, gas, petrochemicals, and alternative energy source businesses in India and internationally. It operates through Sale of Petroleum Products, Sale of Petrochemicals, Sale of Gas, and Other segments. The company is involved in the refining of petroleum products; exploration and production of crude oil and gas; explosives and cryogenic businesses; pipeline transportation of crude oil, petroleum, and gas; petrochemicals and gasoline; gas and LPG marketing; research and development; city gas distribution; and downstream operations. It also engages in low carbon, new, clean, and green energy businesses; lube blending; marketing of lubricants and base oil; participation in the shale gas asset project; crude oil trading; import and export of petroleum products; investment in E&P assets, battery technology, and alternative energy technology companies; and wind mill and solar power generation. In addition, the company provides terminalling, retailing, aviation refueling, and bunkering; and financial services, as well as operates fuel stations. It serves motorists, households, businesses, society, suppliers, business partners, and the sports industry. The company was formerly known as Indian Oil Company Limited and changed its name to Indian Oil Corporation Limited in September 1964. Indian Oil Corporation Limited was incorporated in 1959 and is based in New Delhi, India.

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Frequently Asked Questions

Is Indian Oil (IOC) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Indian Oil is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Indian Oil's debt ratio?

Indian Oil's debt ratio is 63.9% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 30.0%.

What are Indian Oil's key financial metrics?

Indian Oil has a market capitalization of $1.9T, trailing P/E ratio of 5.3, and revenue of $7.5T. The company maintains a gross margin of 16.4% and a net margin of 4.6%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.