Is International Money Express, Inc. (IMXI) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 38.7% / 30% | 27.8% / 30% | 23.3% / 30% | 0.74% / 5% | ✗ NOT HALAL |
| DJIM | 38.7% / 33% | 27.8% / 33% | 23.3% / 33% | 0.74% / 5% | ✗ NOT HALAL |
| MSCI | 39.3% / 33% | 28.2% / 33% | 23.6% / 33% | 0.74% / 5% | ✗ NOT HALAL |
| S&P | 38.7% / 33% | 27.8% / 33% | 23.3% / 33% | 0.74% / 5% | ✗ NOT HALAL |
| FTSE | 39.3% / 33% | 28.2% / 33% | 23.6% / 50% | 0.74% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 34.8% | |
| Operating Margin | 12.4% | |
| Net Margin | 5.4% | |
| Return on Equity (ROE) | 22.1% | |
| Return on Assets (ROA) | 9.1% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $37M |
| Free Cash Flow | $16M |
| Total Debt | $217M |
| Debt-to-Equity | 134.4 |
| Current Ratio | 2.5 |
| Total Assets | $518M |
Price & Trading
| Last Close | $15.82 |
| 50-Day MA | $15.65 |
| 200-Day MA | $14.04 |
| Avg Volume | 313K |
| Beta | 0.9 |
|
52-Week Range
$8.58
| |
About International Money Express, Inc. (IMXI)
International Money Express, Inc., together with its subsidiaries, operates as an omnichannel money remittance services company in the United States, Latin America, Mexico, Central and South America, the Caribbean, Africa, and Asia. The company offers remittance services, which include a suite of ancillary financial processing solutions and payment services; and online payment options, pre-paid debit cards, and direct deposit payroll cards. It provides services through sending and paying agents and company-operated stores, as well as through online and internet-enabled mobile devices. The company was founded in 1994 and is headquartered in Miami, Florida.
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Frequently Asked Questions
Is International Money Express, Inc. (IMXI) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), International Money Express, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is International Money Express, Inc.'s debt ratio?
International Money Express, Inc.'s debt ratio is 38.7% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 39.3%.
What are International Money Express, Inc.'s key financial metrics?
International Money Express, Inc. has a market capitalization of $476M, trailing P/E ratio of 14.6, and revenue of $608M. The company maintains a gross margin of 34.8% and a net margin of 5.4%. Return on equity stands at 22.1%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.