Is i3 Verticals, Inc. (IIIV) Halal?

NASDAQ Technology United States $688M
✓ HALAL
Confidence: 95/100
i3 Verticals, Inc. (IIIV) is Halal under all 5 major Shariah screening standards. With a debt ratio of just 0.7% against the AAOIFI threshold of 30%, i3 Verticals, Inc. comfortably passes the key financial ratio tests. The company operates in the Technology sector (Software - Infrastructure), which is not a prohibited industry under Islamic finance principles.

Shariah Screening — 5 Standards

Based on financial data from September 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 0.7%
/ 30%
9.2%
/ 30%
8.1%
/ 30%
4.3%
/ 5%
✓ HALAL
DJIM 0.7%
/ 33%
9.2%
/ 33%
8.1%
/ 33%
4.3%
/ 5%
✓ HALAL
MSCI 0.8%
/ 33%
10.4%
/ 33%
9.2%
/ 33%
4.3%
/ 5%
✓ HALAL
S&P 0.7%
/ 33%
9.2%
/ 33%
8.1%
/ 33%
4.3%
/ 5%
✓ HALAL
FTSE 0.8%
/ 33%
10.4%
/ 33%
9.2%
/ 50%
4.3%
/ 5%
✓ HALAL

Financial Highlights

P/E Ratio
277.6
Forward: 17.8
EPS
$0.08
P/B Ratio
1.4
EV/EBITDA
39.6
EV: $583M
Revenue
$213M
Growth: 0.9%
Beta
1.0
Average volatility
Current Ratio
1.6

Profitability

Gross Margin 67.9%
Operating Margin 2.5%
Net Margin 7.6%
Return on Equity (ROE) 0.8%
Return on Assets (ROA) 0.1%

Cash Flow & Balance Sheet

Operating Cash Flow$6M
Free Cash Flow-$4M
Total Debt$5M
Debt-to-Equity1.0
Current Ratio1.6
Total Assets$638M

Price & Trading

Last Close$22.91
50-Day MA$22.65
200-Day MA$27.16
Avg Volume364K
Beta1.0
52-Week Range
$19.89
$33.97

About i3 Verticals, Inc. (IIIV)

CEO
Mr. Gregory S. Daily
Employees
1,202
Sector
Technology
Industry
Software - Infrastructure
Country
United States
Exchange
NASDAQ
Market Cap
$688M
Currency
USD

i3 Verticals, Inc. provides enterprise software and services solutions to public sector entities in the United States and Canada. The company offers digital solutions for dynamic processes to plan, coordinate, evaluate, record, and provide up to date information within court systems; E-Filing and revenue cycle management solutions for courts; solutions for computer aided dispatch, records management, evidence management, jail management, mobile solutions, and livescan; and software solutions for vehicle title and registration, driver's license and permit management, and motor carrier compliance for departments of transportation. It also provides digital customer engagement platform, comprising web, mobile, chat, and voice options; billing and back-office management software solutions and services; solutions for school lunch programs, including meal account management, point of sale, menu planning, nutritional analysis, food inventory and free, and reduced meal applications, as well as school event solutions, such as ticketing and concessions. In addition, the company offers government fund accounting software; digital land records solutions, including AI indexing of information; computer assisted mass appraisal solutions; licensing and permitting solutions that include automation every step of the application, renewal, and payment process; and tax and revenue collection management solutions. i3 Verticals, Inc. was founded in 2012 and is based in Nashville, Tennessee.

Purification Calculator

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Frequently Asked Questions

Is i3 Verticals, Inc. (IIIV) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), i3 Verticals, Inc. is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is i3 Verticals, Inc.'s debt ratio?

i3 Verticals, Inc.'s debt ratio is 0.7% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 0.8%.

Does i3 Verticals, Inc. require dividend purification?

Yes, i3 Verticals, Inc. has an impermissible income ratio of 4.30%, which means 4.30% of any dividends received should be donated to charity as purification. This is because a small portion of the company's revenue comes from non-Shariah-compliant sources.

What are i3 Verticals, Inc.'s key financial metrics?

i3 Verticals, Inc. has a market capitalization of $688M, trailing P/E ratio of 277.6, and revenue of $213M. The company maintains a gross margin of 67.9% and a net margin of 7.6%. Return on equity stands at 0.8%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.