iHuman Inc. (IH) Financial Ratio Screen

NYSE Consumer Defensive China USD 59M
RATIOS FAIL*
Automated financial screen · activity assessed separately
iHuman Inc. (IH) is potentially non-compliant in the automated ratio model. While the debt ratio of 0.8% is acceptable, the cash and interest-bearing securities ratio of 84.1% exceeds the 30% threshold. iHuman Inc. operates in the Consumer Defensive sector.

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MSCI new-inclusion financial-ratio snapshot

IH financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
0.8%
Pass vs 30%
Cash ratio
84.1%
Fail vs 30%
Receivables + cash
87.9%
Fail vs 30%
Impermissible income
N/A
Not available vs 5%

Calculation date: 2026-10-15. Financial period used: December 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria not metAt least one available ratio exceeds its threshold
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2025Calculation date2026-10-15S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Education & Training Services) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: iHuman Inc., together with its subsidiaries, provides an integrated suite of tech-powered intellectual development products to individual users, kindergartens, and distributors in the People's Republic of China. The company offers interactive and self-directed apps, including iHuman Chinese, iHuman English, iHuman Pinyin, iHuman Math, iHuman Books, iHuman Stories, iHuman Chinese Classics, iHumanpedia, iHuman Kids Workout, iHuman Coding, iHuman Fun Idioms, iHuman Little Artists, iHuman Readers, iHuman Writing, iHuman Fantastic Friends, iHuman AI Coding, and FreeTalk; bekids Coding, bekids Coloring, bekids Reading, bekids Puzzle, bekids Academy, bekids Library, and the Gogo series; Reading Stars; and Aha World and Aha Makeover. It also provides offline products, such as iHuman AI Pal, a plush AI companion; and the iHuman AI Bilingual Early Learning Tablet, an AI-powered smart learning tablet that delivers a bilingual Chinese-English content library for children. In addition, the company offers intellectually stimulating materials, including books, interactive materials, and smart devices that develop children's abilities in speaking, critical thinking, independent reading, and creativity. Further, it engages in the operation of online applications; provision of management and technical consulting; and research and development activities. iHuman Inc. was founded in 1996 and is based in Beijing, the People's Republic of China.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style debt and cash reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 0.8%
/ 30%
84.1%
/ 30%
87.9%
/ 30%
N/A RATIOS FAIL*
FTSE 0.8%
/ 33%
84.1%
/ 33%
87.9%
/ 50%
N/A RATIOS FAIL*

Financial Highlights

P/E Ratio
19.1
Forward: 6.0
EPS
currency unverified 0.06
Dividend Yield
0.0%
P/B Ratio
0.5
EV/EBITDA
886.0
EV: CNY -940M
Revenue
CNY 807M
Growth: -13.4%
Beta
-0.0
Low volatility
Current Ratio
2.9

Profitability

Gross Margin 66.8%
Operating Margin -12.0%
Net Margin 3.1%
Return on Equity (ROE) 2.6%
Return on Assets (ROA) -0.3%

Cash Flow & Balance Sheet

Operating Cash FlowCNY 51M
Free Cash FlowCNY 46M
Total DebtCNY 11M
Debt-to-Equity1.0
Current Ratio2.9
Total AssetsCNY 1.4B

Price & Trading

Last Close$1.19
50-Day MA$1.22
200-Day MA$1.57
Avg Volume7K
Beta-0.0
52-Week Range
$1.10
$3.01

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-10-15 for the financial period December 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About iHuman Inc. (IH)

CEO
Mr. Peng Dai
Employees
558
Sector
Consumer Defensive
Industry
Education & Training Services
Country
China
Exchange
NYSE
Market Cap (listing currency)
USD 59M
Currency
USD

iHuman Inc., together with its subsidiaries, provides an integrated suite of tech-powered intellectual development products to individual users, kindergartens, and distributors in the People's Republic of China. The company offers interactive and self-directed apps, including iHuman Chinese, iHuman English, iHuman Pinyin, iHuman Math, iHuman Books, iHuman Stories, iHuman Chinese Classics, iHumanpedia, iHuman Kids Workout, iHuman Coding, iHuman Fun Idioms, iHuman Little Artists, iHuman Readers, iHuman Writing, iHuman Fantastic Friends, iHuman AI Coding, and FreeTalk; bekids Coding, bekids Coloring, bekids Reading, bekids Puzzle, bekids Academy, bekids Library, and the Gogo series; Reading Stars; and Aha World and Aha Makeover. It also provides offline products, such as iHuman AI Pal, a plush AI companion; and the iHuman AI Bilingual Early Learning Tablet, an AI-powered smart learning tablet that delivers a bilingual Chinese-English content library for children. In addition, the company offers intellectually stimulating materials, including books, interactive materials, and smart devices that develop children's abilities in speaking, critical thinking, independent reading, and creativity. Further, it engages in the operation of online applications; provision of management and technical consulting; and research and development activities. iHuman Inc. was founded in 1996 and is based in Beijing, the People's Republic of China.

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Frequently Asked Questions

Is iHuman Inc. (IH) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is iHuman Inc.'s debt ratio?

iHuman Inc.'s debt ratio is 0.8% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are iHuman Inc.'s key financial metrics?

iHuman Inc. has a market capitalization of USD 59M in its listing currency, trailing P/E ratio of 19.1, and revenue of CNY 807M. The company maintains a gross margin of 66.8% and a net margin of 3.1%. Return on equity stands at 2.6%.

How often is the screening data updated?

Calculation date: 2026-10-15. Financial period: December 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.