Is Intercorp Financial Services Inc. (IFS) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2024
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 39.7% | |
| Net Margin | 35.2% | |
| Return on Equity (ROE) | 16.6% | |
| Return on Assets (ROA) | 2.0% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $2.9B |
| Free Cash Flow | $2.6B |
| Total Debt | $11.8B |
| Total Assets | $95.5B |
Price & Trading
| Last Close | $48.11 |
| 50-Day MA | $48.09 |
| 200-Day MA | $41.90 |
| Avg Volume | 240K |
| Beta | 0.8 |
|
52-Week Range
$29.09
| |
About Intercorp Financial Services Inc. (IFS)
Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services. It also engages in the development, management, operation, and processing of credit and debit cards; facilitation of payments and services through commercial stores; and installation and maintenance of infrastructure for transactions through electronic commerce modality and networks of payment methods processors. In addition, the company manages mutual funds and investment funds; and provides investment consultancy and related services. The company was incorporated in 1897 and is headquartered in Lima, Peru. Intercorp Financial Services Inc. (BVL:IFS) is a subsidiary of Intercorp Perú Ltd.
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Frequently Asked Questions
Is Intercorp Financial Services Inc. (IFS) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Intercorp Financial Services Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Intercorp Financial Services Inc.'s debt ratio?
Intercorp Financial Services Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Intercorp Financial Services Inc.'s key financial metrics?
Intercorp Financial Services Inc. has a market capitalization of $5.3B, trailing P/E ratio of 9.9. Return on equity stands at 16.6%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.