InPoint Commercial Real Estate Income, Inc. (ICR-PA) Financial Ratio Screen

NYSE Real Estate United States N/A
RATIOS FAIL*
Automated financial screen · activity assessed separately
InPoint Commercial Real Estate Income, Inc. (ICR-PA) is potentially non-compliant in the automated ratio model. The available impermissible-income proxy of 355.53% exceeds the 5% methodology threshold. InPoint Commercial Real Estate Income, Inc. operates in the Real Estate sector.

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MSCI new-inclusion financial-ratio snapshot

ICR-PA financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
13.5%
Pass vs 30%
Cash ratio
14.5%
Pass vs 30%
Receivables + cash
14.7%
Pass vs 30%
Impermissible income
355.5%
Fail vs 5%

Calculation date: 2026-08-31. Financial period used: December 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria not metAt least one available ratio exceeds its threshold
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2025Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (REIT - Mortgage) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: Inpoint Commercial Real Estate Income, Inc., a real estate investment trust, focuses on originating, acquiring, and managing a portfolio of commercial real estate (CRE) investments in the United States. Its CRE investments comprises CRE debt, including floating rate first mortgage loans, subordinate mortgage and mezzanine loans, and participations in such loans; and floating rate CRE securities, such as commercial mortgage-backed securities, senior unsecured debt of publicly traded real estate investment trusts, and select equity investments in single-tenant. The company has elected to be taxed as a real estate investment trust. As a result, it would not be subject to corporate income tax on that portion of its net income that is distributed to shareholders. The company was incorporated in 2016 and is based in Oak Brook, Illinois. Inpoint Commercial Real Estate Income, Inc. operates as a subsidiary of Inland InPoint Advisor, LLC.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 13.5%
/ 30%
14.5%
/ 30%
14.7%
/ 30%
355.53%
/ 5%
RATIOS FAIL*
FTSE 13.5%
/ 33%
14.5%
/ 33%
14.7%
/ 50%
355.53%
/ 5%
RATIOS FAIL*

Financial Highlights

P/E Ratio
30.8
EPS
$0.68
Dividend Yield
804.0%
P/B Ratio
0.9
Revenue
$11M
Growth: -49.0%
Current Ratio
1.9

Profitability

Gross Margin 75.3%
Operating Margin -27.3%
Net Margin -6.9%
Return on Equity (ROE) -0.7%
Return on Assets (ROA) -0.3%

Cash Flow & Balance Sheet

Operating Cash Flow$11M
Free Cash Flow$10M
Total Debt$71M
Debt-to-Equity130.1
Current Ratio1.9
Total Assets$529M

Price & Trading

Last Close$20.90
50-Day MA$21.46
200-Day MA$20.14
Avg Volume1K
52-Week Range
$15.89
$22.20

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-03-29 for the financial period December 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About InPoint Commercial Real Estate Income, Inc. (ICR-PA)

CEO
Ms. Denise C. Kramer C.F.A.
Sector
Real Estate
Industry
REIT - Mortgage
Country
United States
Exchange
NYSE
Currency
USD

Inpoint Commercial Real Estate Income, Inc., a real estate investment trust, focuses on originating, acquiring, and managing a portfolio of commercial real estate (CRE) investments in the United States. Its CRE investments comprises CRE debt, including floating rate first mortgage loans, subordinate mortgage and mezzanine loans, and participations in such loans; and floating rate CRE securities, such as commercial mortgage-backed securities, senior unsecured debt of publicly traded real estate investment trusts, and select equity investments in single-tenant. The company has elected to be taxed as a real estate investment trust. As a result, it would not be subject to corporate income tax on that portion of its net income that is distributed to shareholders. The company was incorporated in 2016 and is based in Oak Brook, Illinois. Inpoint Commercial Real Estate Income, Inc. operates as a subsidiary of Inland InPoint Advisor, LLC.

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Frequently Asked Questions

Is InPoint Commercial Real Estate Income, Inc. (ICR-PA) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is InPoint Commercial Real Estate Income, Inc.'s debt ratio?

InPoint Commercial Real Estate Income, Inc.'s debt ratio is 13.5% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are InPoint Commercial Real Estate Income, Inc.'s key financial metrics?

InPoint Commercial Real Estate Income, Inc. has a market capitalization of N/A in its listing currency, trailing P/E ratio of 30.8, and revenue of $11M. The company maintains a gross margin of 75.3% and a net margin of -6.9%. Return on equity stands at -0.7%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: December 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.