Is Qudian Inc. (HTT) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2024
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Credit Services | ✗ NOT HALAL | |||
| DJIM | Excluded — Credit Services | ✗ NOT HALAL | |||
| MSCI | Excluded — Credit Services | ✗ NOT HALAL | |||
| S&P | Excluded — Credit Services | ✗ NOT HALAL | |||
| FTSE | Excluded — Credit Services | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 7.1% | |
| Operating Margin | -3397.3% | |
| Net Margin | 1729.9% | |
| Return on Equity (ROE) | 6.2% | |
| Return on Assets (ROA) | -1.7% |
Cash Flow & Balance Sheet
| Operating Cash Flow | -$111M |
| Free Cash Flow | -$429M |
| Total Debt | $787M |
| Debt-to-Equity | 13.6 |
| Current Ratio | 5.7 |
| Total Assets | $12.5B |
Price & Trading
| Last Close | $2.30 |
| 50-Day MA | $2.77 |
| 200-Day MA | $3.74 |
| Avg Volume | 201K |
| Beta | 0.9 |
|
52-Week Range
$2.04
| |
About Qudian Inc. (HTT)
High Templar Tech Limited operates as a consumer-oriented financial technology service company in the People's Republic of China. The company provides aircraft leasing; technology development and services; and research and development services. It provides financial institutions with a financial technology business management system consisting of a core service system group, a user identification and risk management system group, a payment and finance group, system platform support, a BI system group, and an intelligent monitoring system. It also offers full-process technical services and full-scenario precision marketing services to financial institutions. The company was formerly known as Qudian Inc. and changed its name to High Templar Tech Limited in December 2025. High Templar Tech Limited was founded in 2014 and is headquartered in Xiamen, China.
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Frequently Asked Questions
Is Qudian Inc. (HTT) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Qudian Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Qudian Inc.'s debt ratio?
Qudian Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Qudian Inc.'s key financial metrics?
Qudian Inc. has a market capitalization of $413M, trailing P/E ratio of 3.5. The company maintains a gross margin of 7.1% and a net margin of 1729.9%. Return on equity stands at 6.2%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.