H2O AMERICA (HTO) Financial Ratio Screen

NASDAQ Utilities United States USD 2660M
INSUFFICIENT / NOT IMPLEMENTED*
Automated financial screen · activity assessed separately
H2O AMERICA (HTO) needs additional financial data before the automated screen can be completed. One or more financial fields are missing; this is not a negative screening result.

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MSCI new-inclusion financial-ratio snapshot

HTO financial screening at a glance

INSUFFICIENT / NOT IMPLEMENTED*Financial ratios shown separately from business review — not a fatwa
Debt ratio
38.4%
Fail vs 30%
Cash ratio
0.4%
Pass vs 30%
Receivables + cash
3.2%
Pass vs 30%
Impermissible income
N/A
Not available vs 5%

Calculation date: 2026-08-31. Financial period used: December 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleMore financial data neededNo negative conclusion follows from missing data
FTSE/Yasaar-styleMore financial data neededNo negative conclusion follows from missing data
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2025Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Utilities - Regulated Water) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: H2O America, through its subsidiaries, provides water utility and other related services in the United States. The company engages in production, purchase, storage, purification, distribution, wholesale, and retail sale of water and wastewater services; and supplies groundwater from wells, surface water from watershed run-off and diversion, reclaimed water, and imported water purchased from Valley Water District. It also offers non-tariffed services, including water system operations, maintenance agreements, and antenna site leases; contracted services, sewer operations, and other water related services; and a Linebacker protection plan for public drinking water customers in Connecticut and Maine. In addition, the company provides water services; owns undeveloped land in California; and commercial properties and parcels of land in Connecticut. The company was formerly known as SJW Group and changed its name to H2O America in May 2025. H2O America was incorporated in 1985 and is headquartered in San Jose, California.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 38.4%
/ 30%
0.4%
/ 30%
3.2%
/ 30%
N/A INSUFFICIENT / NOT IMPLEMENTED*
FTSE 38.4%
/ 33%
0.4%
/ 33%
3.2%
/ 50%
N/A INSUFFICIENT / NOT IMPLEMENTED*

Financial Highlights

P/E Ratio
22.4
Forward: 23.5
EPS
$2.84
Dividend Yield
277.0%
Payout: 60.6%
P/B Ratio
1.4
EV/EBITDA
14.0
EV: $4.4B
Revenue
$801M
Growth: 6.2%
Beta
0.3
Low volatility
Current Ratio
1.7

Profitability

Gross Margin 56.9%
Operating Margin 21.3%
Net Margin 12.9%
Return on Equity (ROE) 6.5%
Return on Assets (ROA) 2.3%

Cash Flow & Balance Sheet

Operating Cash Flow$245M
Free Cash Flow-$278M
Total Debt$2.0B
Debt-to-Equity102.6
Current Ratio1.7
Total Assets$5.1B

Price & Trading

Last Close$63.10
50-Day MA$62.30
200-Day MA$56.13
Avg Volume442K
Beta0.3
52-Week Range
$43.75
$67.09

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-08-31 for the financial period December 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About H2O AMERICA (HTO)

CEO
Mr. Andrew F. Walters
Employees
837
Sector
Utilities
Industry
Utilities - Regulated Water
Country
United States
Exchange
NASDAQ
Market Cap (listing currency)
USD 2660M
Currency
USD

H2O America, through its subsidiaries, provides water utility and other related services in the United States. The company engages in production, purchase, storage, purification, distribution, wholesale, and retail sale of water and wastewater services; and supplies groundwater from wells, surface water from watershed run-off and diversion, reclaimed water, and imported water purchased from Valley Water District. It also offers non-tariffed services, including water system operations, maintenance agreements, and antenna site leases; contracted services, sewer operations, and other water related services; and a Linebacker protection plan for public drinking water customers in Connecticut and Maine. In addition, the company provides water services; owns undeveloped land in California; and commercial properties and parcels of land in Connecticut. The company was formerly known as SJW Group and changed its name to H2O America in May 2025. H2O America was incorporated in 1985 and is headquartered in San Jose, California.

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Frequently Asked Questions

Is H2O AMERICA (HTO) halal to invest in?

The current automated result is More financial data is needed. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is H2O AMERICA's debt ratio?

H2O AMERICA's debt ratio is 38.4% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are H2O AMERICA's key financial metrics?

H2O AMERICA has a market capitalization of USD 2660M in its listing currency, trailing P/E ratio of 22.4, and revenue of $801M. The company maintains a gross margin of 56.9% and a net margin of 12.9%. Return on equity stands at 6.5%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: December 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.