Is Hilltop Holdings Inc. (HTH) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Financial Conglomerates | ✗ NOT HALAL | |||
| DJIM | Excluded — Financial Conglomerates | ✗ NOT HALAL | |||
| MSCI | Excluded — Financial Conglomerates | ✗ NOT HALAL | |||
| S&P | Excluded — Financial Conglomerates | ✗ NOT HALAL | |||
| FTSE | Excluded — Financial Conglomerates | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 16.5% | |
| Net Margin | 13.0% | |
| Return on Equity (ROE) | 7.8% | |
| Return on Assets (ROA) | 1.1% |
Cash Flow & Balance Sheet
| Operating Cash Flow | -$39M |
| Free Cash Flow | -$56M |
| Total Debt | $503M |
| Total Assets | $15.8B |
Price & Trading
| Last Close | $35.63 |
| 50-Day MA | $37.06 |
| 200-Day MA | $33.93 |
| Avg Volume | 382K |
| Beta | 0.9 |
|
52-Week Range
$27.35
| |
About Hilltop Holdings Inc. (HTH)
Hilltop Holdings Inc. provides business and consumer banking services. The company operates through three segments: Banking, Broker-Dealer, and Mortgage Origination. The Banking segment offers savings, checking, interest-bearing checking, and money market accounts; certificates of deposit; lines and letters of credit, home improvement and equity loans, loans for purchasing and carrying securities, term, agricultural and commercial real estate, equipment loans, and other lending products; and mortgage, commercial and industrial loans, and term and construction finance. It provides treasury management, asset management, check cards, safe deposit boxes, online banking, bill pay, and overdraft privilege services; and estate planning, management and administration, investment portfolio management, employee benefit accounts, and individual retirement accounts services, as well as automated teller machines. The Broker-Dealer segment offers public finance services that assist public entities in originating, syndicating, and distributing securities of municipalities and political subdivisions; specialized advisory and investment banking services; advice and guidance to arbitrage rebate compliance, portfolio management, and local government investment pool administration; advisory services and products for derivatives and commodities; agricultural insurance; and sells, trades in, and underwrites U.S. government and government agency bonds, corporate bonds, and municipal bonds; mortgage-backed, asset-backed, and commercial mortgage-backed securities and structured products; and provides asset and liability management advisory, clearing, retail, and securities lending services. The Mortgage Origination segment offers fixed and adjustable rate mortgages, jumbo, new construction, Federal Housing Administration, Veterans Affairs, and United States Department of Agriculture loans. Hilltop Holdings Inc. was incorporated in 1998 and is headquartered in Dallas, Texas.
Related Halal Stocks in Financial Services
Frequently Asked Questions
Is Hilltop Holdings Inc. (HTH) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Hilltop Holdings Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Hilltop Holdings Inc.'s debt ratio?
Hilltop Holdings Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Hilltop Holdings Inc.'s key financial metrics?
Hilltop Holdings Inc. has a market capitalization of $2.2B, trailing P/E ratio of 13.3, and revenue of $1.2B. Return on equity stands at 7.8%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.