Is Hippo Holdings Inc. (HIPO) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 50.9% | |
| Operating Margin | 5.9% | |
| Net Margin | 12.3% | |
| Return on Equity (ROE) | 15.6% | |
| Return on Assets (ROA) | -0.9% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $9M |
| Free Cash Flow | -$4M |
| Total Debt | $52M |
| Debt-to-Equity | 12.0 |
| Current Ratio | 1.1 |
| Total Assets | $1.9B |
Price & Trading
| Last Close | $25.86 |
| 50-Day MA | $28.13 |
| 200-Day MA | $30.90 |
| Avg Volume | 140K |
| Beta | 1.6 |
|
52-Week Range
$19.92
| |
About Hippo Holdings Inc. (HIPO)
Hippo Holdings Inc., together with its subsidiaries, provides property and casualty insurance products to individuals and business customers primarily in the United States. The company provides a multi-carrier platform through owned and partner managing general agents (MGAs), serving as a licensed insurance carrier for MGAs and providing admitted and non-admitted (excess and surplus) paper, regulatory licenses, and reinsurance across multiple lines of business. The company also offers insurance products, including homeowners, renters, commercial multi-peril, casualty, and other specialty insurance programs. It provides homeowners insurance, general liability, commercial auto liability, and excess and umbrella liability, written through delegated authority arrangements, renters insurance, liability coverage, commercial multi-peril policies for small to mid-sized businesses, and niche personal or commercial products, as well as program-specific and corporate catastrophe reinsurance solutions. The company distributes insurance products and services through its technology platforms and website, as well as operates licensed insurance agencies. The company was formerly known as Hippo Enterprises Inc. and changed its name to Hippo Holdings Inc. in August 2021. Hippo Holdings Inc. is headquartered in San Jose, California.
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Frequently Asked Questions
Is Hippo Holdings Inc. (HIPO) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Hippo Holdings Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Hippo Holdings Inc.'s debt ratio?
Hippo Holdings Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Hippo Holdings Inc.'s key financial metrics?
Hippo Holdings Inc. has a market capitalization of $657M, trailing P/E ratio of 11.4, and revenue of $469M. The company maintains a gross margin of 50.9% and a net margin of 12.3%. Return on equity stands at 15.6%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.