Is HARTFORD INSURANCE GROUP, INC. (HIG) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance - Diversified | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance - Diversified | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance - Diversified | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance - Diversified | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance - Diversified | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 37.4% | |
| Operating Margin | 20.0% | |
| Net Margin | 13.5% | |
| Return on Equity (ROE) | 21.7% | |
| Return on Assets (ROA) | 3.7% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $5.9B |
| Free Cash Flow | $5.8B |
| Total Debt | $4.4B |
| Debt-to-Equity | 23.9 |
| Current Ratio | 1.8 |
| Total Assets | $86.0B |
Price & Trading
| Last Close | $134.89 |
| 50-Day MA | $136.72 |
| 200-Day MA | $131.71 |
| Avg Volume | 1.5M |
| Beta | 0.5 |
|
52-Week Range
$107.49
| |
About HARTFORD INSURANCE GROUP, INC. (HIG)
The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers' compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.
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Frequently Asked Questions
Is HARTFORD INSURANCE GROUP, INC. (HIG) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), HARTFORD INSURANCE GROUP, INC. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is HARTFORD INSURANCE GROUP, INC.'s debt ratio?
HARTFORD INSURANCE GROUP, INC.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are HARTFORD INSURANCE GROUP, INC.'s key financial metrics?
HARTFORD INSURANCE GROUP, INC. has a market capitalization of $36.9B, trailing P/E ratio of 9.9, and revenue of $28.1B. The company maintains a gross margin of 37.4% and a net margin of 13.5%. Return on equity stands at 21.7%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.