Is Home Federal Bancorp, Inc. of Louisiana (HFBL) Halal?
Shariah Screening — 5 Standards
Based on financial data from June 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 38.3% | |
| Net Margin | 23.0% | |
| Return on Equity (ROE) | 9.3% | |
| Return on Assets (ROA) | 0.8% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $5M |
| Free Cash Flow | $5M |
| Total Debt | $4M |
| Total Assets | $609M |
Price & Trading
| Last Close | $17.44 |
| 50-Day MA | $18.23 |
| 200-Day MA | $15.51 |
| Avg Volume | 3K |
| Beta | 0.3 |
|
52-Week Range
$12.32
| |
About Home Federal Bancorp, Inc. of Louisiana (HFBL)
Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations in Louisiana. The company accepts various deposits, including savings, certificates of deposit, and demand deposit accounts; and offers debit cards. The company also provides loans, including one-to-four family residential real estate, commercial real estate secured, multifamily residential, commercial business, land, construction, home equity and second mortgage, consumer non-real estate loans, as well as equity lines of credit. Home Federal Bancorp, Inc. was founded in 1924 and is based in Shreveport, Louisiana.
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Frequently Asked Questions
Is Home Federal Bancorp, Inc. of Louisiana (HFBL) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Home Federal Bancorp, Inc. of Louisiana is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Home Federal Bancorp, Inc. of Louisiana's debt ratio?
Home Federal Bancorp, Inc. of Louisiana's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Home Federal Bancorp, Inc. of Louisiana's key financial metrics?
Home Federal Bancorp, Inc. of Louisiana has a market capitalization of $54M, trailing P/E ratio of 10.3, and revenue of $21M. Return on equity stands at 9.3%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.