Is GARMIN LTD (GRMN) Halal?

NYSE Technology Switzerland $44.3B
✓ HALAL
Confidence: 95/100
GARMIN LTD (GRMN) is Halal under all 5 major Shariah screening standards. With a debt ratio of just 0.4% against the AAOIFI threshold of 30%, GARMIN LTD comfortably passes the key financial ratio tests. The company operates in the Technology sector (Scientific & Technical Instruments), which is not a prohibited industry under Islamic finance principles.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 0.4%
/ 30%
5.8%
/ 30%
2.7%
/ 30%
1.78%
/ 5%
✓ HALAL
DJIM 0.4%
/ 33%
5.8%
/ 33%
2.7%
/ 33%
1.78%
/ 5%
✓ HALAL
MSCI 1.5%
/ 33%
24.9%
/ 33%
11.4%
/ 33%
1.78%
/ 5%
✓ HALAL
S&P 0.4%
/ 33%
5.8%
/ 33%
2.7%
/ 33%
1.78%
/ 5%
✓ HALAL
FTSE 1.5%
/ 33%
24.9%
/ 33%
11.4%
/ 50%
1.78%
/ 5%
✓ HALAL

Financial Highlights

P/E Ratio
26.8
Forward: 22.6
EPS
$8.58
Dividend Yield
182.0%
Payout: 40.2%
P/B Ratio
4.9
EV/EBITDA
20.2
EV: $41.8B
Revenue
$7.2B
Growth: 16.6%
Beta
0.9
Average volatility
Current Ratio
3.6

Profitability

Gross Margin 58.7%
Operating Margin 28.9%
Net Margin 23.0%
Return on Equity (ROE) 19.8%
Return on Assets (ROA) 11.4%

Cash Flow & Balance Sheet

Operating Cash Flow$1.6B
Free Cash Flow$1.4B
Total Debt$165M
Debt-to-Equity2.2
Current Ratio3.6
Total Assets$11.0B

Price & Trading

Last Close$236.07
50-Day MA$226.17
200-Day MA$222.66
Avg Volume971K
Beta0.9
52-Week Range
$169.26
$261.69

About GARMIN LTD (GRMN)

CEO
Mr. Clifton Albert Pemble
Employees
23,000
Sector
Technology
Industry
Scientific & Technical Instruments
Country
Switzerland
Exchange
NYSE
Market Cap
$44.3B
Currency
USD

Garmin Ltd. designs, develops, manufactures, markets, and distributes a diverse range of GPS-enabled products and navigation, communications, sensor-based, and information products and services worldwide. It offers running; cycling products; smartwatch devices; scales and monitors; and sports timing and performance analysis; Garmin Connect and Garmin Connect Mobile, which are web and mobile platforms where users can track and analyze their fitness, activities and workouts, and wellness data; and Connect IQ, which enables third parties to create applications that run on Garmin devices. It also provides adventure watches; outdoor handhelds and satellite communicators; golf devices; consumer automotive; dog devices; InReach and Gramin response; and dive devices. In addition, it designs, manufactures, and markets various aircraft avionics solutions, including integrated flight decks, electronic flight displays and instrumentation, navigation and communication products, automatic flight control systems and safety-enhancing technologies, audio control systems, engine indication systems, traffic awareness and avoidance solutions, ADS-B and transponders, weather information and avoidance solutions, datalink and connectivity solutions, and portable GPS navigators and wearables, as well as service products to the aviation market. Further, it offers chartplotters and multi-function displays, cartography, fishfinders, sonar, autopilot systems, radars, compliant instrument displays and sensors, VHF communication radios, handhelds and wearable devices, sailing, audio, digital switching, trolling motors, and lighting; and domain controllers and infotainment units, as well as software, map database, camera, wearable, and automotive solutions. The company sells its products through independent retailers, dealers, distributors, installation and repair shops, OEM, and online webshop. Garmin Ltd. was founded in 1989 and is based in Schaffhausen, Switzerland.

Purification Calculator

As a halal stock with 1.78% impermissible income, you need to purify your dividends.

Enter your dividends to calculate purification amount

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Frequently Asked Questions

Is GARMIN LTD (GRMN) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), GARMIN LTD is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is GARMIN LTD's debt ratio?

GARMIN LTD's debt ratio is 0.4% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 1.5%.

Does GARMIN LTD require dividend purification?

Yes, GARMIN LTD has an impermissible income ratio of 1.78%, which means 1.78% of any dividends received should be donated to charity as purification. This is because a small portion of the company's revenue comes from non-Shariah-compliant sources.

What are GARMIN LTD's key financial metrics?

GARMIN LTD has a market capitalization of $44.3B, trailing P/E ratio of 26.8, and revenue of $7.2B. The company maintains a gross margin of 58.7% and a net margin of 23.0%. Return on equity stands at 19.8%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.