Is GENWORTH FINANCIAL INC (GNW) Halal?

NYSE Financial Services United States $3.2B
✗ NOT HALAL
Confidence: 95/100
GENWORTH FINANCIAL INC (GNW) is Not Halal under AAOIFI Standard 21 due to its classification in the Insurance - Life industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Insurance - Life ✗ NOT HALAL
DJIM Excluded — Insurance - Life ✗ NOT HALAL
MSCI Excluded — Insurance - Life ✗ NOT HALAL
S&P Excluded — Insurance - Life ✗ NOT HALAL
FTSE Excluded — Insurance - Life ✗ NOT HALAL

Financial Highlights

P/E Ratio
14.8
Forward: 19.0
EPS
$0.54
P/B Ratio
0.4
EV/EBITDA
7.8
EV: $4.4B
Revenue
$7.1B
Growth: 0.1%
Beta
1.0
Average volatility
Current Ratio
10.5

Profitability

Gross Margin 7.4%
Operating Margin 2.4%
Net Margin 3.1%
Return on Equity (ROE) 3.6%
Return on Assets (ROA) 0.4%

Cash Flow & Balance Sheet

Operating Cash Flow$327M
Free Cash Flow$327M
Total Debt$1.5B
Debt-to-Equity24.6
Current Ratio10.5
Total Assets$88.1B

Price & Trading

Last Close$8.31
50-Day MA$8.43
200-Day MA$8.42
Avg Volume3.7M
Beta1.0
52-Week Range
$5.99
$9.28

About GENWORTH FINANCIAL INC (GNW)

CEO
Mr. Thomas Joseph McInerney
Employees
3,100
Sector
Financial Services
Industry
Insurance - Life
Country
United States
Exchange
NYSE
Market Cap
$3.2B
Currency
USD

Genworth Financial, Inc., together with its subsidiaries, provides mortgage and long-term care insurance products in the United States. It operates through two segments: Enact and Closed Block. The company offers primary mortgage, and mortgage insurance products, and contract underwriting services. It also provides long-term care insurance products that are intended to protect against the significant and escalating costs of long-term care services provided in the insured's home, assisted living, and nursing facilities. In addition, the company offers protection and retirement income products, that includes traditional and non-traditional life insurance, such as term, universal and term universal life insurance, corporate-owned life insurance, and funding agreements; fixed annuities; and variable annuities. It distributes its products through sales force, sales representatives, and digital marketing programs. Genworth Financial, Inc. was founded in 1871 and is headquartered in Glen Allen, Virginia.

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Frequently Asked Questions

Is GENWORTH FINANCIAL INC (GNW) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), GENWORTH FINANCIAL INC is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is GENWORTH FINANCIAL INC's debt ratio?

GENWORTH FINANCIAL INC's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are GENWORTH FINANCIAL INC's key financial metrics?

GENWORTH FINANCIAL INC has a market capitalization of $3.2B, trailing P/E ratio of 14.8, and revenue of $7.1B. The company maintains a gross margin of 7.4% and a net margin of 3.1%. Return on equity stands at 3.6%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.