Is GRUPO FINANCIERO GALICIA SA (GGAL) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | -3.5% | |
| Net Margin | 3.1% | |
| Return on Equity (ROE) | 2.5% | |
| Return on Assets (ROA) | 0.4% |
Cash Flow & Balance Sheet
| Operating Cash Flow | -$982.9B |
| Free Cash Flow | -$1.2T |
| Total Debt | $2.9T |
| Total Assets | $45.8T |
Price & Trading
| Last Close | $44.53 |
| 50-Day MA | $47.71 |
| 200-Day MA | $46.53 |
| Avg Volume | 1.2M |
| Beta | 0.6 |
|
52-Week Range
$25.89
| |
About GRUPO FINANCIERO GALICIA SA (GGAL)
Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Bank, Naranja X, Insurance, and Other Businesses segments. It offers savings, checking, and time deposits; personal loans; express and mortgage loans; overdrafts; pledge and credit card loans; credit and debit cards; and online banking services. In addition, the company offers financing products; mutual funds; asset management services; consumer finance and digital banking services; electronic check; global custody services; Fima funds; foreign trade services; and capital market and investment banking products. Further, it provides robbery, personal accident, cars, life, home, life, integral SMEs, personal accident, and other insurance products; payment solutions; and financial and brokerage related products. Additionally, the company offers private banking services to high net worth individuals; and operates digital investment platform. Grupo Financiero Galicia S.A. was founded in 1905 and is based in Buenos Aires, Argentina.
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Frequently Asked Questions
Is GRUPO FINANCIERO GALICIA SA (GGAL) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), GRUPO FINANCIERO GALICIA SA is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is GRUPO FINANCIERO GALICIA SA's debt ratio?
GRUPO FINANCIERO GALICIA SA's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are GRUPO FINANCIERO GALICIA SA's key financial metrics?
GRUPO FINANCIERO GALICIA SA has a market capitalization of $7.2B, trailing P/E ratio of 48.0, and revenue of $8.6T. Return on equity stands at 2.5%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.