Is GRID DYNAMICS HOLDINGS, INC. (GDYN) Halal?

NASDAQ Technology United States $471M
✗ NOT HALAL
Confidence: 90/100
GRID DYNAMICS HOLDINGS, INC. (GDYN) is Not Halal under AAOIFI Standard 21. While the debt ratio of 2.2% is acceptable, the cash and interest-bearing securities ratio of 59.4% exceeds the 30% threshold. GRID DYNAMICS HOLDINGS, INC. operates in the Technology sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 2.2%
/ 30%
59.4%
/ 30%
12.3%
/ 30%
3.75%
/ 5%
✗ NOT HALAL
DJIM 2.2%
/ 33%
59.4%
/ 33%
12.3%
/ 33%
3.75%
/ 5%
✗ NOT HALAL
MSCI 2.1%
/ 33%
56.5%
/ 33%
11.7%
/ 33%
3.75%
/ 5%
✗ NOT HALAL
S&P 2.2%
/ 33%
59.4%
/ 33%
12.3%
/ 33%
3.75%
/ 5%
✗ NOT HALAL
FTSE 2.1%
/ 33%
56.5%
/ 33%
11.7%
/ 50%
3.75%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
50.2
Forward: 10.4
EPS
$0.11
P/B Ratio
0.9
EV/EBITDA
6.5
EV: $145M
Revenue
$412M
Growth: 5.9%
Beta
0.8
Average volatility
Current Ratio
8.4

Profitability

Gross Margin 34.6%
Operating Margin 2.7%
Net Margin 2.3%
Return on Equity (ROE) 1.8%
Return on Assets (ROA) 0.3%

Cash Flow & Balance Sheet

Operating Cash Flow$41M
Free Cash Flow$25M
Total Debt$17M
Debt-to-Equity3.1
Current Ratio8.4
Total Assets$613M

Price & Trading

Last Close$5.72
50-Day MA$7.04
200-Day MA$8.58
Avg Volume1.4M
Beta0.8
52-Week Range
$5.48
$15.88

About GRID DYNAMICS HOLDINGS, INC. (GDYN)

CEO
Mr. Leonard Livschitz
Employees
4,961
Sector
Technology
Industry
Information Technology Services
Country
United States
Exchange
NASDAQ
Market Cap
$471M
Currency
USD

Grid Dynamics Holdings, Inc., together with its subsidiaries, provides enterprise artificial intelligence and digital transformation services in North America, Europe, and internationally. The company offers artificial intelligence services, such as AI-Readiness through strategy consulting, data modernization, rapid and deployment-ready prototyping, and software development lifecycle transformation; identify AI use cases service, which deploys AI in customer-facing, operational, and knowledge management scenarios; AI infrastructure agentic systems; and enterprise AI scale, which helps enterprises gain enterprise-wide efficiency with deployment. It also provides cloud platform and product engineering services, including digital engagement, which delivers modular composable commerce platforms; IoT and edge computing, which assists manufacturers and logistics providers in implementing physical AI; and AI and data platforms. The company serves retail, technology, media and telecom, finance, consumer packaged goods and manufacturing, healthcare and pharma, and other verticals. Grid Dynamics Holdings, Inc. was founded in 2006 and is headquartered in San Ramon, California.

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Frequently Asked Questions

Is GRID DYNAMICS HOLDINGS, INC. (GDYN) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), GRID DYNAMICS HOLDINGS, INC. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is GRID DYNAMICS HOLDINGS, INC.'s debt ratio?

GRID DYNAMICS HOLDINGS, INC.'s debt ratio is 2.2% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 2.1%.

What are GRID DYNAMICS HOLDINGS, INC.'s key financial metrics?

GRID DYNAMICS HOLDINGS, INC. has a market capitalization of $471M, trailing P/E ratio of 50.2, and revenue of $412M. The company maintains a gross margin of 34.6% and a net margin of 2.3%. Return on equity stands at 1.8%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.