Is FVCBankcorp, Inc. (FVCB) Halal?

NASDAQ Financial Services United States $270M
✗ NOT HALAL
Confidence: 95/100
FVCBankcorp, Inc. (FVCB) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Regional industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Regional ✗ NOT HALAL
DJIM Excluded — Banks - Regional ✗ NOT HALAL
MSCI Excluded — Banks - Regional ✗ NOT HALAL
S&P Excluded — Banks - Regional ✗ NOT HALAL
FTSE Excluded — Banks - Regional ✗ NOT HALAL

Financial Highlights

P/E Ratio
12.3
Forward: 9.4
EPS
$1.21
Dividend Yield
161.0%
Payout: 9.9%
P/B Ratio
1.1
Revenue
$58M
Growth: 10.2%
Beta
0.4
Low volatility

Profitability

Gross Margin 0.0%
Operating Margin 45.3%
Net Margin 33.5%
Return on Equity (ROE) 9.0%
Return on Assets (ROA) 1.0%

Cash Flow & Balance Sheet

Operating Cash Flow$18M
Free Cash Flow$18M
Total Debt$76M
Total Assets$2.2B

Price & Trading

Last Close$15.00
50-Day MA$15.22
200-Day MA$13.48
Avg Volume48K
Beta0.4
52-Week Range
$9.49
$17.94

About FVCBankcorp, Inc. (FVCB)

CEO
Mr. David W. Pijor Esq.
Employees
119
Sector
Financial Services
Industry
Banks - Regional
Country
United States
Exchange
NASDAQ
Market Cap
$270M
Currency
USD

FVCBankcorp, Inc. operates as the bank holding company for FVCbank provides various banking products and services for small and medium-sized businesses, professionals, non-profit organizations and associations, and investors. The company provides various deposit products which includes interest and noninterest-bearing transaction accounts, certificates of deposit, savings, and money market accounts. It offers lending products comprising commercial real estate loans; commercial construction loans; commercial loans for a range of business purposes, such as for working capital, equipment purchases, lines of credit, and government contract financing; small business administration lending; asset based lending and accounts receivable financing; home equity loans or home equity lines of credit; and consumer loans for constructive purposes. In addition, the company provides business and consumer credit cards; merchant services; business insurance products; and digital banking, remote deposit, and mobile banking services. FVCBankcorp, Inc. was founded in 2007 and is headquartered in Fairfax, Virginia.

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Frequently Asked Questions

Is FVCBankcorp, Inc. (FVCB) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), FVCBankcorp, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is FVCBankcorp, Inc.'s debt ratio?

FVCBankcorp, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are FVCBankcorp, Inc.'s key financial metrics?

FVCBankcorp, Inc. has a market capitalization of $270M, trailing P/E ratio of 12.3, and revenue of $58M. Return on equity stands at 9.0%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.